Credit Card FAQ
Frequently Asked Questions about Credit Cards
How many credit cards do I need?
This is different for every person, but you should avoid obtaining more credit than you need, or can feasibly pay off. If you obtain too much credit, you risk overextending yourself. Some people have multiple credit cards in order to split their household and work expenses. Others obtain multiple credit cards because they would like a higher credit limit, better rewards, or better terms. Keep in mind that at a certain point, having too much credit will make it more difficult to obtain credit in the future.
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Recently answered questions about Credit Cards:
Are the monthly fees per person or per family?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Are the monthly fees you cite per person or per family? The reason I ask is that I was recently told by [...]
How do we receive a list of retailers in the Citi Bonus Cash Centers?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: How do we receive a list of retailers in the Citi Bonus Cash Centers?
A: There are currently 574 retailers that provide [...]
