Editor’s Choice: Credit Cards
There are hundreds of credit cards issued by dozens of major banks. Some credit cards have low annual fees, while others offer a variety of rewards and still others provide compelling deals for those that are looking to transfer an existing credit card balance. NextAdvisor.com has sorted through all of the major credit cards and reviewed each to help consumers select the card that is right for them. Below are the top credit cards in each of the major categories that we have reviewed. Each of these credit cards represents the best in their specific category and have been designated with our highest rating of five stars and Editor's Choice. You can learn more about credit cards by visiting our FAQ.
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Citi Platinum Select MasterCard 0% for up to 12 months on balance transfers plus the lowest APR available |
Citi Platinum Select MasterCard 6.74%-14.74% ongoing APR; 6-12 month 0% intro APR; lowest APR of any card |
5% rebate on gas and auto maintenance purchases; 0% intro APR for purchase & transfer; best overall gas rebate card |
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Best overall; Up to 6% unlimited cash back; 0% intro APR for purchases & transfers |
Best overall travel rewards card; Earn up to 12,000 bonus miles in first year |
Capital One No Hassle Points Rewards Simple plan with no fees, limits or expiration dates |
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NextAdvisor Credit Card Blog Headlines
Will New Federal Reserve Rules End Rate Jacking?
We pointed out a couple months ago how the credit crisis could be lowering your credit score, even if you paid all your bills on time and in full. A related problem we’ve seen occurring all too frequently in the last month has been so-called rate jacking. The definition of rate jacking is when a [...]
Credit 101
If you are a high school or college student, now is the best time to begin establishing a credit history, and that means that it’s also time to learn how to use credit responsibly. You may have one or two credit cards already, or perhaps you’re just beginning to consider applying for your first. Either [...]
Say goodbye to inactive credit cards
Credit card companies aren’t just lowering credit limits in response to the economic downturn. They are also more likely to cancel inactive cards. This can lower your credit score by decreasing your amount of available credit, but also by shortening your credit history. If you have one or more credit cards that haven’t been used [...]
Why Monitoring Your Credit Score Is More Important Than Ever During The Credi...
As if life weren’t hard enough already during this economic downturn, another side effect of the credit crunch is that your credit score could go down even without any negative information being added to your credit report! That’s right, even if you’re able to continue to pay all your bills on time, and pay [...]
Department of the Treasury?s online game teaches kids about credit
The Ad Council recently launched a new website on behalf of the U.S. Department of the Treasury in order to educate young people about how to use credit responsibly. Players gather information about debt management, credit history and credit cards in order to progress through the game and unlock “Room 850″ in a virtual hotel. [...]
JD Power and Associates 2008 Credit Card Satisfaction Survey
Yesterday, JD Power and Associates released their 2008 Credit Card Satisfaction Survey. American Express topped the list for the second year in a row. Discover Card came in at second place. Cardholders named AmEx, Chase and Discover as their favorite rewards cards. AmEx, US Bank and Discover were rated the best in terms of fees [...]
What is an APR?
Your APR, or annual percentage rate, is the yearly interest rate you will pay if you carry a balance on your credit card. You will also be charged interest if you transfer a balance from another card or take out a cash advance. One credit card may have several different APRs. There may be one [...]
Give me some credit!
Do you spend money? Do you shop online? Do you make hotel reservations? If so, chances are you have a credit card. But with so many credit card choices available, it can be nearly impossible to know which one is best for you. There are low APR credit cards, there are balance transfer credit cards, [...]
Helpful hints about credit cards
The Consumerist recently posted 10 Things You Might Not Know About Your Credit Card and 10 Credit Card Company Tricks to Beware. Credit card terms and policies tend to be long and complicated, but The Consumerist addresses some common questions as well as some that you might not even think to ask.
Some of these hints [...]
Why use a balance tranfer card?
A balance transfer card is any credit card that allows cardholders to transfer a balance from a different credit card. Balance transfers can be a very helpful and effective means of managing credit card debt. If you have a credit card with a high APR and you are unable to pay your balance in full, [...]
