Discover® Open Road Card Review: Credit Cards

	Apply for Discover® Open Road Card
Rating:
Bottom Line:	Good gas rebate card; 0% intro APR for purchase & transfer; $150 Restaurant.com card after first purchase
Full Review:	Discover® Open Road card is a good fit for those in search of a gas/restaurant card with a 0% introductory APR on purchases and balance transfers. However, it will not be especially rewarding to cardholders who spend significantly more than $250 on gas and restaurants each month, or who will not easily reach the $3,000 threshold necessary to begin earning a full 1% cash back. Rewards Unlimited cash back rewards. Monthly Spend Rewards: Earn 2% cash back on your first $250 in combined gas and restaurant purchases each month. Annual Spend Rewards: For the first $3,000 spent, earn 0.25% cash back on all purchases. Once you have spent $3,000 with your card annually, you will earn 1% cash back on all other purchases, including any gas and restaurant purchases that exceed the $250 monthly limit. Redeem Rewards Rewards are redeemable in $20 increments. Deposit into your bank account or credit your Discover card account. Turn your cash rewards into more when you redeem for gift cards or eCertificates from over 100 brand-name Partners. Fees and APR No annual fee. 0% Intro APR: 0% APR for the first 12 months, then purchase APR. Purchase APR: 10.99-20.99% (Variable) APR. Balance Transfer: 0% APR for the first 12 months, then purchase APR. 4% transfer fee for balance transfers with the 0% introductory APR balance transfer offer, otherwise, either a $10 or 5% transfer fee (whichever is greater) thereafter. Apply for Discover® Open Road Card

Service Details:

Purchase APR:	0% for first 12 months, then 10.99-20.99% (Variable)
Features:	2% cash back on first $250 in gas and restaurant monthly; 1% on all purchases after $3k annually
Annual Fee :	None
Credit Needed:	Excellent

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Discover® Open Road Card Review: Credit Cards

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