Miles by Discover® Card

Miles by Discover® Card Review: Credit Cards

 
Apply for Miles by Discover® Card
Rating:
Bottom Line:
Great overall travel rewards card; earn up to 12,000 bonus miles in first year; 0% intro APR for balance transfers
Full Review:
Miles by Discover® Card is an excellent choice for anyone who would like to earn travel rewards, and is interested in a 0% introductory APR on balance transfers. Cardholders will also earn 10,000 bonus miles for every $2,000 they spend in the first 6 months (up to 20,000 bonus miles). In our Travel Rewards Credit Card Analysis, it featured a hotel and flight redemption value of $1.05 for every $100 spent. There is one catch though; users will only earn double miles on the first $3,000 in travel and restaurant purchases each year. After they've reached the $3,000 threshold the ability to earn double miles ends and users will earn one mile per dollar on all purchases.

Rewards
  • No limit to the number of miles that can be accumulated; miles do not expire.
  • Earn two miles per dollar spent on the first $3,000 in travel and restaurant purchases each year, and one mile on all other purchases.
  • After the $3,000 threshold is met, earn one mile per dollar spent on travel and restaurant purchases, as well as one mile per dollar spent on all other purchases.
  • Earn 10,000 bonus miles with every $2,000 in purchases within the first 6 months - up to 20,000 bonus miles.

Redeem Rewards
  • Miles can be redeemed for a credit to your account reimbursing you for any travel purchase, with no restrictions.
  • Miles can also be redeemed for gift cards or cash.
  • 5,000 miles can be traded for a $25.00 account credit or be deposited directly into your bank account.
  • Every 10,000 miles earns a $100.00 travel credit.

Fees and APR
  • No annual fee.
  • Purchase APR: 10.99-15.99% (Variable), depending on credit history.
  • Balance Transfer: 0% APR for the first 12 months, then Purchase APR. 3% balance transfer fee.


Apply for Miles by Discover® Card

 
Card Details:

Purchase APR:10.99-15.99% (Variable)
Features:2 miles per $1 spent on your first $3,000 in annual travel and restaurant purchases, 1 mile per dollar spent thereafter; 1 mile per $1 spent on all other purchases
Annual Fee :None
Credit Needed:Good

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