Discover it® for Students - Double Cash Back your first year

Discover it® for Students - Double Cash Back your first year Review: Credit Cards

Credit Card
 
Apply for a Discover it® for Students - Double Cash Back your first year card
Rating:
Bottom Line:
Double your cash back at end of 1st year; 6-month 0% intro APR on purchases
Full Review:
5 2015-07-01 12:06:13 The Discover it® for Students - Double Cash Back your first year is great student card that offers a 0% APR on purchases for 6 months and the opportunity to earn significant cash rewards. Cardholders can take advantage of 5% cash back (up to $1,500 in purchases) in rotating quarterly categories and 1% cash back on all other purchases. Plus at the end of the first year you'll earn double cash back. That means at the end of year one if you earned $100 you'll get an extra $100 cash back, for a grand total of $200 cash back! And for the individualists out there, there are a number of fun card art styles to choose from.

Highlights
  • Double all the cash back you've earned at the end of your first year automatically - only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more -up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Free FICO® Credit Score on statements, online & by mobile app.* 100% U.S.-based service any time. Text alerts when payment is due & a free mobile app to stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers on misplaced cards in seconds by mobile app & online.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text — and never responsible for unauthorized purchases on your Discover card.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

Rewards
  • Double all the cash back you've earned at the end of your first year automatically — only for new cardmembers.*
  • Earn 5% cash back on up to $1,500 in purchases within select categories that rotate quarterly.
  • Earn 1% cash back on all other purchases, with no limit on how much you can earn.
  • Earn 5% to 20% Cashback Bonus through exclusive online shopping mall.

Redeem Rewards
  • Rewards are redeemable in $20 increments.
  • Deposit into your bank account or credit your Discover card account.
  • Turn your cash rewards into more when you redeem for gift cards or eCertificates from over 100 brand-name Partners.

Fees and APR
  • No annual fee.
  • No foreign transaction fees.
  • 0% Intro Purchase APR: 0% APR for the first 6 months, then Purchase APR.
  • Purchase APR: 12.99% - 21.99% Variable, depending on creditworthiness.
  • Balance Transfers: 12.99% - 21.99% Variable, depending on creditworthiness. Balance transfer fee is 3% of the amount of each transfer.


Apply for a Discover it® for Students - Double Cash Back your first year card


 
Card Details:

Purchase APR:0% for first 6 months, then 12.99% - 21.99% (Variable)*
Features:5% cash back on purchases within select categories; 1% on all other purchases
Annual Fee :None
Credit Needed:Fair

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Discover it® for Students - Double Cash Back your first year Forum Posts

  • Discover it for Students
    Here is NextAdvisor's review for the Discover it for Students: http://www.nextadvisor.com/credit_cards/discover_it_student_review.php

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