Discover it® for Students

Discover it® for Students Review: Credit Cards

Credit Card
 
Apply for a Discover it® for Students card
Rating:
Bottom Line:
Combines cash-back rewards with a 6-month 0% intro APR on purchases & balance transfers
Full Review:
5 2014-03-31 15:04:57 The Discover it® for Students is great student card that offers both a 0% APR on purchases and balance transfers for 6 months and the opportunity to earn significant cash rewards. Cardholders can take advantage of 5% cash back (up to $1,500 in purchases) in rotating quarterly categories and 1% cash back on all other purchases. And for the individualists out there, there are a number of fun card art styles to choose from.

Highlights
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.*
  • *Click "Apply" to see rates, rewards and other information.

Rewards
  • Earn 5% cash back on up to $1,500 in purchases within select categories that rotate quarterly.
  • Earn 1% cash back on all other purchases, with no limit on how much you can earn.
  • Earn 5% to 20% Cashback Bonus through exclusive online shopping mall.

Redeem Rewards
  • Rewards are redeemable in $20 increments.
  • Deposit into your bank account or credit your Discover card account.
  • Turn your cash rewards into more when you redeem for gift cards or eCertificates from over 100 brand-name Partners.

Fees and APR
  • No annual fee.
  • 0% Intro Purchase APR: 0% APR for the first 6 months, then Purchase APR.
  • Purchase APR: 12.99% - 21.99% Variable, depending on creditworthiness.
  • Balance Transfers: 6 month, 0% Intro APR for for transfers under this offer that post to your account by February 10, 2014, then Purchase APR. Balance transfer fee is 3% of the amount of each transfer.


* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Apply for a Discover it® for Students card


 
Card Details:

Purchase APR:12.99% - 21.99 V
(0% for first 6 months)
Features:5% cash back on purchases within select categories; 1% on all other purchases
Annual Fee :None
Credit Needed:Fair

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Discover it® for Students Forum Posts

  • Discover it for Students
    Here is NextAdvisor's review for the Discover it for Students: http://www.nextadvisor.com/credit_cards/discover_it_student_review.php

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