Citi ThankYou® Card

Citi ThankYou® Card Review: Credit Cards

 
Apply for Citi ThankYou® Card
Rating:
Bottom Line:
0% APR on purchases and balance transfers for 15 months, earn rewards to spend on cash, travel and more.
Full Review:
The Citi ThankYou® Card combines an ample 15 month, 0% introductory APR with the opportunity to accrue reward points for purchases. Users can also take advantage of a 15 month 0% balance transfer APR to consolidate their purchases on a single card. Additionally, users will earn 1 point for every $1 spent on purchases.

Highlights
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness.
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Earn an anniversary bonus on points earned from purchases every year.
  • Enjoy no limit on the number of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • No annual fee

Rewards
  • No expiration and no limit on the points you can earn.
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Earn an anniversary bonus on points earned from purchases every year.

Redeem Rewards
  • Redeem ThankYou points for a large selection of items, ranging from travel and gift cards to cash.
  • Minimum redemption is 100 ThankYou points.

Fees and APR
  • No annual fee.
  • Purchase APR: 12.99% - 22.99%, depending on credit history.
  • Balance Transfers: 0% APR for 15 months, then Purchase APR. Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.


Apply for Citi ThankYou® Card

 
Card Details:

Purchase APR:0% for first 15 months,
then 12.99% - 22.99%
Features:1 point for per $1 spent on all purchases
Annual Fee :None
Credit Needed:Good

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