 |
Citi ThankYou® Preferred Card - $150 Gift Card Review: Credit Cards |
|
|
Apply for Citi ThankYou® Preferred Card - $150 Gift Card
|
Rating: |
 |
Bottom Line: |
$150 gift certificate for $300 spent in first 3 months, earn rewards to spend on cash, travel and more. |
Full Review:
|
Citi ThankYou® Preferred Card with $150 Gift Card offers a 12-month, 0% APR on purchases and balance transfers, as well as the opportunity to accrue reward points for purchases. Users will also benefit from the receipt of a $150 gift card when they spend $1,000 within the first 3 months of card ownership.
Highlights
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening — enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*.
- Earn 1 ThankYou Point for every $1 you spend on all purchases.
- No expiration and no limit on the points you can earn.
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love.
- Travel with ease and enjoy global acceptance with Chip Technology.
- No annual fee*.
Rewards
- No expiration and no limit on the points you can earn.
- $150 gift card when you redeem the 15,000 bonus points received after $1,000 in purchases within 3 months of account opening.
- Earn 1 point for every $1 you spend on all purchases.
- Earn an anniversary bonus on points earned from purchases every year.
Redeem Rewards
- Redeem ThankYou points for a large selection of items, ranging from travel and gift cards to cash.
- Minimum redemption is 100 ThankYou points.
Fees and APR
- No annual fee.
- Purchase APR: 12.99% - 22.99% variable, depending on credit history.
- Balance Transfers: Purchase APR. Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.
|
| |
|
| Purchase APR: | 0% for 12 months, then 12.99% - 22.99% (V) |
| Features: | $150 gift certificate for $1000 spent in first 3 mos, 1 point per $1 spent on all purchases |
| Annual Fee : | $0 |
| Credit Needed: | Good |
NextAdvisor Credit Cards Blog Headlines
Men vs. Women: Who Is Better at Using Credit Cards?
Men and women are simply different animals when it comes to spending money. From what they buy to when they buy it, sociologists have mapped out the differences extensively over the years. But the gender gap extends beyond what they
Justin Bieber Prepaid Card: Is It Worth It?
Q: My kid keeps bugging me about the new Justin Bieber prepaid card? Is it worth it? A: It depends on what kind of debit card you are looking for. The SpendSmart prepaid card, the card that Justin Bieber is promoting,
Can I Direct Deposit My Paycheck Onto a Debit Card?
Q: Can I direct deposit my paycheck onto a prepaid debit card? A: Most of the prepaid debit cards we review let user direct deposit their paycheck free of change. There are several advantages to this, including convenience and the
Copyright© 2006 - 2013 NextAdvisor.com - All rights reserved.
Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most of the services we review. Our editors thoroughly research and whenever possible test each service we review and offer their honest opinions about each one. We are independently owned and operated and all opinions expressed on this site are our own.