Citi ThankYou® Preferred Card - $150 Gift Card

Citi ThankYou® Preferred Card - $150 Gift Card Review: Credit Cards

 
Apply for Citi ThankYou® Preferred Card - $150 Gift Card
Rating:
Bottom Line:
$100 gift certificate for $300 spent in first 3 months, earn rewards to spend on cash, travel and more.
Full Review:
Citi ThankYou® Preferred Card with $150 Gift Card provides the opportunity to accrue reward points for purchases. Additionally, users will benefit from the receipt of a $150 gift card when they spend $1,000 within the first 3 months of card ownership. Of note is that fact that after the first year of ownership, the card rewards drop from 5 points for every dollar spent to 1 point for every dollar spent—somewhat of a downside.

Highlights
  • $150 gift card: When you redeem the 15,000 bonus ThankYou Points received after $1,000 in purchases within 3 months of account opening.
  • 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter.
  • No expiration and no limit on the points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • No annual fee.

Rewards
  • No expiration and no limit on the points you can earn.
  • $150 gift card when you redeem the 15,000 bonus points received after $1,000 in purchases within 3 months of account opening.
  • Earn 5 ThankYou points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter.
  • Earn an anniversary bonus on points earned from purchases every year.

Redeem Rewards
  • Redeem ThankYou points for a large selection of items, ranging from travel and gift cards to cash.
  • Minimum redemption is 100 ThankYou points.

Fees and APR
  • No annual fee.
  • Purchase APR: 12.99% - 22.99%, depending on credit history.
  • Balance Transfers: Purchase APR. Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.


Apply for Citi ThankYou® Preferred Card - $150 Gift Card

 
Card Details:

Purchase APR:12.99% - 22.99%
Features:$150 gift certificate for $1000 spent in first 3 mos, 5 points for every $1 you spend at gas stations, supermarkets and drugstores for 12 months, 1 point for every $1 you spend thereafter
Annual Fee :None
Credit Needed:Good

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