Citi ThankYou® Preferred Card Review Credit Card 4 2017-05-17 10:17:42

Citi ThankYou® Preferred Card Review

Apply for a Citi ThankYou® Preferred Card
Rating:
Bottom Line:
Earn rewards to spend on cash, travel and more; 15,000 bonus point opportunity.

Full Review:
The Citi ThankYou® Preferred Card (a NextAdvisor advertiser) features a 12-month, 0% APR on purchases and balance transfers, as well as the opportunity to accrue reward points for purchases. Cardholders will earn 2 points for every dollar spent on dining and entertainment like movie tickets, amusement parks and live performances. All other purchases will earn 1 point per dollar spent. In addition, you'll earn 15,000 bonus points after spending $1,000 in the first 3 months. You can redeem your earned points for travel, gift cards, merchandise, cash or a statement credit. You can also use your points to shop on Amazon.com, or transfer them to other airline and hotel loyalty programs.

Highlights
  • Earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of account opening*
  • 15,000 ThankYou® Points are redeemable for $150 in gift cards, electronics and other great rewards
  • 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.24%-24.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit on the amount of points you can earn with this card
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Rewards
  • No expiration and no limit on the points you can earn.
  • Earn 2 points for every $1 spent on dining and at select entertainment merchants.
  • Earn 1 point for every $1 spent on all other purchases.

Redeem Rewards
  • Redeem ThankYou points for a large selection of items, ranging from travel and gift cards to cash.
  • Minimum redemption is 100 ThankYou points.

Fees and APR
  • Annual Fee: $0*
  • Foreign Transaction Fee: 3% of purchase amount.
  • Purchase APR: 0%* intro on purchases APR for 12 months on Purchases, then 14.24% - 24.24%* (Variable).
  • Balance Transfer APR: 0%* for 12 months on Balance Transfers, then 14.24% - 24.24%* (Variable).
  • Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
  • *Additional details can be found on the Citi landing page.


Apply for a Citi ThankYou® Preferred Card

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

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Card Details

Features:2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all other purchases
Purchase APR:0%* intro on purchases for 12 months on Purchases, then 14.24% - 24.24%* (Variable)
Balance Transfer APR:0%* for 12 months on Balance Transfers, then 14.24% - 24.24%* (Variable)
Annual Fee:$0*
Credit Needed:Excellent

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