![]() |
Citi Simplicity® Card Review: Credit Cards |
| Apply for Citi Simplicity® Card | |
Rating: |
|
| Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees | |
|
Citi Simplicity® Card is one of our favorite credit cards. Its unique combination of an 18 month 0% introductory APR and no late fees or annual fee make it a compelling value. Unlike other credit cards, Citi Simplicity® Card does not charge late fees, a nice feature for those that sometimes forget to pay on time. Citi Simplicity® Card also features a lengthy 18 month 0% introductory purchase and balance transfer APR, the longest 0% intro APR period of any card we've found. This feature makes it ideal for those who want to use the card for a big purchase or to transfer balances from other high interest rate credit cards. If you're looking for the longest possible 0% intro APR, reasonable ongoing APRs and a great added benefit like no late fees, Citi Simplicity® Card is the way to go.
Highlights
Fees and APR
|
|
| Purchase APR: | 0% for first 18 months, then 12.99% - 21.99% (V) |
| Features: | Save money with a 0% intro APR on purchases and transfers, no late fees |
| Annual Fee : | $0 |
| Credit Needed: | Good |
NextAdvisor Credit Cards Blog Headlines
Men vs. Women: Who Is Better at Using Credit Cards?
Men and women are simply different animals when it comes to spending money. From what they buy to when they buy it, sociologists have mapped out the differences extensively over the years. But the gender gap extends beyond what they
Justin Bieber Prepaid Card: Is It Worth It?
Q: My kid keeps bugging me about the new Justin Bieber prepaid card? Is it worth it? A: It depends on what kind of debit card you are looking for. The SpendSmart prepaid card, the card that Justin Bieber is promoting,
Can I Direct Deposit My Paycheck Onto a Debit Card?
Q: Can I direct deposit my paycheck onto a prepaid debit card? A: Most of the prepaid debit cards we review let user direct deposit their paycheck free of change. There are several advantages to this, including convenience and the


