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Citi Simplicity® Card Review: Credit Cards |
| Apply for Citi Simplicity® Card | |
Rating: |
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| Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees | |
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Citi Simplicity® Card is one of our favorite credit cards. Its unique combination of an 18 month 0% introductory APR and no late fees or annual fee make it a compelling value. Unlike other credit cards, Citi Simplicity® Card does not charge late fees, a nice feature for those that sometimes forget to pay on time. Citi Simplicity® Card also features a lengthy 18 month 0% introductory purchase and balance transfer APR, the longest 0% intro APR period of any card we've found. This feature makes it ideal for those who want to use the card for a big purchase or to transfer balances from other high interest rate credit cards. If you're looking for the longest possible 0% intro APR, reasonable ongoing APRs and a great added benefit like no late fees, Citi Simplicity® Card is the way to go.
Highlights
Fees and APR
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| Purchase APR: | 0% for first 18 months, then 12.99% - 21.99% (V) |
| Features: | Save money with a 0% intro APR on purchases and transfers, no late fees |
| Annual Fee : | $0 |
| Credit Needed: | Good |
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