Citi Forward® Card Review: Credit Cards

• Earn 9,000 bonus points after spending $650 within 3 months of account opening.
• Earn 1,000 bonus points when you sign up for Paperless Statements.
• Earn 5 points for every $1 you spend on restaurants and entertainment.
• Earn 1 reward point for every $1 you spend on all other purchases.
• Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
• No Annual Fee.

• Users can accrue a maximum of 75,000 points annually.
• Earn 1,000 points when sign up for paperless statements within the first 3 months.
• Earn 5 points for every $1 you spend on books, movies, music and at restaurants and 1 point for every $1 you spend on other purchases.
• Earn 100 points each billing period when you pay on time and stay under your credit line.

• Redeem points for a large selection of items, ranging from travel and gift cards to cash.
• Minimum redemption is 100 points.

• No annual fee.
• Enjoy up to a 2% reduction in purchase APR when you make a purchase, pay on time 3 billing periods in a row and stay under your credit line.
• 0% Intro APR: 0% APR introductory rate for first 7 months, then purchase APR.
• Purchase APR: 12.99% - 22.99%, depending on credit history.
• Balance Transfers: 0% introductory APR for first 12 months, then purchase APR. Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.

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