Citi Forward® Card for College Students Review: Credit Cards

	Apply for Citi Forward® Card for College Students
Rating:
Bottom Line:	Card rewards timely payments with reductions in purchase APR; features 0% intro APR.; redeem points for rewards or cash
Full Review:	Citi Forward® Cards for College Students rewards students for paying off their purchases on time by reducing their purchase APR. This is an excellent incentive for those who might typically have a hard time meeting deadlines or posting their payments in a timely manner. In addition, users earn points for purchases made on the card and will enjoy a 7 month, 0% introductory APR. Highlights No Cosigner required. APR reduction on purchases when using credit wisely. 100 ThankYou Points each billing period that you pay on time and stay under your credit line. Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening. Rewards Users can accrue a maximum of 75,000 points annually. Earn 1,000 points when sign up for paperless statements within the first 3 months. Earn 5 points for every $1 you spend on books, movies, music and at restaurants and 1 point for every $1 you spend on other purchases. Earn 100 points each billing period when you pay on time and stay under your credit line. Redeem Rewards Redeem points for a large selection of items, ranging from travel and gift cards to cash. Minimum redemption is 100 points. Fees and APR No annual fee. Enjoy up to a 2% reduction in purchase APR when you make a purchase, pay on time 3 billing periods in a row and stay under your credit line. 0% Intro APR: 0% APR introductory rate for first 7 months, then purchase APR. Purchase APR: 13.99% - 22.99%, depending on credit history. Balance Transfers: Purchase APR. Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater. Apply for Citi Forward® Card for College Students

Card Details:

Purchase APR:	13.99% - 22.99% (0% for first 7 months)
Features:	5 points for every $1 you spend on books, movies, music and at restaurants, 1 point for every $1 you spend on other purchases
Annual Fee :	None
Credit Needed:	Good

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Citi Forward® Card for College Students Review: Credit Cards

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