Citi® Dividend Platinum Select® Visa® - $100 Cash Back

Citi® Dividend Platinum Select® Visa® - $100 Cash Back Review: Credit Cards

Credit Card
 
Apply for a Citi® Dividend Platinum Select® Visa® - $100 Cash Back card
Rating:
Bottom Line:
12-month 0% APR intro and balance transfer APR period, $100 bonus after spending first $500, max of $300 cash back per year after $100 bonus
Full Review:
4 2014-06-19 14:42:09 Citi® Dividend Platinum Select® Visa® features a 0% APR on purchases and balance transfers for 12 months. This is a convenient way to consolidate multiple card balances on a single card while paying no interest for 12 months. In addition, users will get a $100 cash back bonus after spending $500 in the first 3 months. The only downside is that users max out at $300 cash back per calendar year, although the special $100 cash back bonus is NOT included in the total $300 cash back earnings (so it's free and clear). The exception to the $300 max limit is that cash back earned on purchases made through the Citi Bonus Cash Center are not subject to the $300 calendar year maximum accumulation.

Highlights
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening.
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14.
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.*
  • No Annual Fee*.
  • *Click Apply Now to see pricing details.

Rewards
  • Earn 5% cash back per $1 spent in popular categories that change with the seasons.
  • Earn 1% cash back per $1 spent on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.

Redeem Rewards
  • Cash back rewards are payable in checks of $50 increments upon your request.

Fees and APR
  • No annual fee.*
  • Intro APR: 0% for 12 months on purchases and balance transfers, then purchase APR.
  • Purchase APR: 12.99% - 22.99% variable, depending on credit history.
  • Balance Transfer Fee: Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.
  • *Additional details can be found on the Citi landing page.


Apply for a Citi® Dividend Platinum Select® Visa® - $100 Cash Back card

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

 
Card Details:

Purchase APR:0% for 12 months,
then 12.99% - 22.99% (V)*
Features:5% cash back per $1 spent in popular categories, 1% per $1 spent on all other purchases
Annual Fee :$0*
Credit Needed:Excellent

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.