Citi® Dividend Platinum Select® Visa® - $100 Cash Back

Citi® Dividend Platinum Select® Visa® - $100 Cash Back Review: Credit Cards

Credit Card
 
Apply for a Citi® Dividend Platinum Select® Visa® - $100 Cash Back card
Rating:
Bottom Line:
12-month 0% APR intro and balance transfer APR period, $100 bonus after spending first $500, max of $300 cash back per year after $100 bonus
Full Review:
4 2014-06-19 14:42:09 Citi® Dividend Platinum Select® Visa® features a 0% APR on purchases and balance transfers for 12 months. This is a convenient way to consolidate multiple card balances on a single card while paying no interest for 12 months. In addition, users will get a $100 cash back bonus after spending $500 in the first 3 months. The only downside is that users max out at $300 cash back per calendar year, although the special $100 cash back bonus is NOT included in the total $300 cash back earnings (so it's free and clear). The exception to the $300 max limit is that cash back earned on purchases made through the Citi Bonus Cash Center are not subject to the $300 calendar year maximum accumulation.

Highlights
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening.
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14.
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.*
  • No Annual Fee*.
  • *Click Apply Now to see pricing details.

Rewards
  • Earn 5% cash back per $1 spent in popular categories that change with the seasons.
  • Earn 1% cash back per $1 spent on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.

Redeem Rewards
  • Cash back rewards are payable in checks of $50 increments upon your request.

Fees and APR
  • No annual fee.*
  • Intro APR: 0% for 12 months on purchases and balance transfers, then purchase APR.
  • Purchase APR: 12.99% - 22.99% variable, depending on credit history.
  • Balance Transfer Fee: Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.
  • *Additional details can be found on the Citi landing page.


Apply for a Citi® Dividend Platinum Select® Visa® - $100 Cash Back card


 
Card Details:

Purchase APR:0% for 12 months,
then 12.99% - 22.99% (V)*
Features:5% cash back per $1 spent in popular categories, 1% per $1 spent on all other purchases
Annual Fee :$0*
Credit Needed:Excellent

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