Citi® Dividend Platinum Select® Visa® - $100 Cash Back

Citi® Dividend Platinum Select® Visa® - $100 Cash Back Review: Credit Cards

 
Apply for Citi® Dividend Platinum Select® Visa® - $100 Cash Back
Rating:
Bottom Line:
12-month 0% APR intro and balance transfer APR period, $100 bonus after spending first $500, max of $300 cash back per year after $100 bonus
Full Review:
Citi® Dividend Platinum Select® Visa® features a 0% APR on purchases and balance transfers for 12 months. This is a convenient way to consolidate multiple card balances on a single card while paying no interest for 12 months. In addition, users will get a $100 cash back bonus after spending $500 in the first 3 months. The only downside is that users max out at $300 cash back per calendar year, although the special $100 cash back bonus is NOT included in the total $300 cash back earnings (so it's free and clear).

Highlights
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases between 4/1/12 and 6/30/12 upon enrollment.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee.

Rewards
  • Earn 5% cash back per $1 spent in popular categories that change with the seasons .
  • Earn 1% cash back per $1 spent on all other purchases.
  • Maximum of $300 cash back per calendar year.

Redeem Rewards
  • Cash back rewards are payable in checks of $50 increments upon your request.

Fees and APR
  • No annual fee.
  • Intro APR: 0% for 12 months, then purchase APR.
  • Purchase APR: 12.99% - 22.99%, depending on credit history.
  • Balance Transfers: 0% for first 12 months, then purchase APR. Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.


Apply for Citi® Dividend Platinum Select® Visa® - $100 Cash Back

 
Card Details:

Purchase APR:0% for 12 months,
then 12.99% - 22.99%
Features:5% cash back per $1 spent in popular categories, 1% per $1 spent on all other purchases
Annual Fee :None
Credit Needed:Good

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