Citi® Dividend Platinum Select® Visa® - $100 Cash Back Review: Credit Cards

	Apply for Citi® Dividend Platinum Select® Visa® - $100 Cash Back
Rating:
Bottom Line:	12-month 0% APR intro and balance transfer APR period, $100 bonus after spending first $500, max of $300 cash back per year after $100 bonus
Full Review:	Citi® Dividend Platinum Select® Visa® features a 0% APR on purchases and balance transfers for 12 months. This is a convenient way to consolidate multiple card balances on a single card while paying no interest for 12 months. In addition, users will get a $100 cash back bonus after spending $500 in the first 3 months. The only downside is that users max out at $300 cash back per calendar year, although the special $100 cash back bonus is NOT included in the total $300 cash back earnings (so it's free and clear). Highlights $100 cash back after $500 in purchases within the first 3 months of account opening. 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases between 4/1/12 and 6/30/12 upon enrollment. Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee. Rewards Earn 5% cash back per $1 spent in popular categories that change with the seasons . Earn 1% cash back per $1 spent on all other purchases. Maximum of $300 cash back per calendar year. Redeem Rewards Cash back rewards are payable in checks of $50 increments upon your request. Fees and APR No annual fee. Intro APR: 0% for 12 months, then purchase APR. Purchase APR: 12.99% - 22.99%, depending on credit history. Balance Transfers: 0% for first 12 months, then purchase APR. Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater. Apply for Citi® Dividend Platinum Select® Visa® - $100 Cash Back

Card Details:

Purchase APR:	0% for 12 months, then 12.99% - 22.99%
Features:	5% cash back per $1 spent in popular categories, 1% per $1 spent on all other purchases
Annual Fee :	None
Credit Needed:	Good

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Citi® Dividend Platinum Select® Visa® - $100 Cash Back Review: Credit Cards

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