Citi® Dividend® Card for College Students

Citi® Dividend® Card for College Students Review: Credit Cards

Credit Card
 
Apply for a Citi® Dividend® Card for College Students
Rating:
Bottom Line:
Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases
Full Review:
5 2014-06-20 12:08:33 Citi® Dividend® Card for College Students offers a 0% APR on purchases during the first 7 months, a nice way to defer payments on purchases you need to make right now. Combine that with cash back rewards, and this card is a smart choice. Just note that cash back rewards max out at $300 per year for typical purchases made with your card. The exception to this is cash back earned on purchases through the Citi Bonus Cash Center, which is not subject to the $300 calendar year maximum accumulation.

Highlights
  • Build credit while earning cash back fast.
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14.
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date.
  • No Annual Fee.
  • Click Apply Now for pricing details.

Rewards
  • Maximum of $300 cash back per calendar year earned on most purchases made with your card. However, cash back earned on purchases through the Citi Bonus Cash Center are not subject to the $300 calendar year maximum accumulation.
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more. Enrollment each quarter is quick and easy.
  • Earn 1% per $1 spent on all other purchases.

Redeem Rewards
  • Cash back rewards are payable in checks of $50 increments upon your request.

Fees and APR
  • No annual fee.
  • Intro APR: 0% for 7 months, then purchase APR.
  • Purchase APR: 13.99% - 23.99% variable, depending on credit history.
  • Balance Transfers: Purchase APR. Balance transfer fee is either $5 or 4% of the amount of each transfer, whichever is greater.


Apply for a Citi® Dividend® Card for College Students


 
Card Details:

Purchase APR:13.99% - 23.99% (V)
(0% for 7 months)*
Features:5% cash back for every $1 you spend in popular rotating categories, 1% per $1 spent on all other purchases.
Annual Fee :$0*
Credit Needed:Good

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder or private label issuers. We may also review cards from other issuers in select cases. We are independently owned and operated and all opinions expressed on this site are our own.