Citi® Dividend® Card for College Students

Citi® Dividend® Card for College Students Review: Credit Cards

 
Apply for a Citi® Dividend® Card for College Students
Rating:
Bottom Line:
Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases
Full Review:
Citi® Dividend® Card for College Students offers a 0% APR on purchases during the first 7 months, a nice way to defer payments on purchases you need to make right now. Combine that with cash back rewards, and this card is a smart choice. Just note that cash back rewards max out at $300 per year for typical purchases made with your card. The exception to this is cash back earned on purchases through the Citi Bonus Cash Center, which is not subject to the $300 calendar year maximum accumulation

Highlights
  • Build credit while earning cash back fast.
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date.
  • Manage your account online, on your tablet or on your Smartphone.
  • No Annual Fee.
  • Click Apply Now for pricing details.

Rewards
  • Maximum of $300 cash back per calendar year earned on most purchases made with your card. However, cash back earned on purchases through the Citi Bonus Cash Center are not subject to the $300 calendar year maximum accumulation.
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% per $1 spent on all other purchases.

Redeem Rewards
  • Cash back rewards are payable in checks of $50 increments upon your request.

Fees and APR
  • No annual fee.
  • Intro APR: 0% for 7 months, then purchase APR.
  • Purchase APR: 13.99% - 23.99% variable, depending on credit history.
  • Balance Transfers: Purchase APR. Balance transfer fee is either $5 or 4% of the amount of each transfer, whichever is greater.


Apply for a Citi® Dividend® Card for College Students


 
Card Details:

Purchase APR:13.99% - 23.99% (V)
(0% for 7 months)*
Features:5% cash back for every $1 you spend in popular rotating categories, 1% per $1 spent on all other purchases.
Annual Fee :$0*
Credit Needed:Good

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