Citi® Dividend Platinum Select® Card for College Students

Citi® Dividend Platinum Select® Card for College Students Review: Credit Cards

 
Apply for Citi® Dividend Platinum Select® Card for College Students
Rating:
Bottom Line:
Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases
Full Review:
Citi® Dividend Platinum Select® Card for College Students offers a 0% APR on purchases during the first 7 months, a nice way to defer payments on purchases you need to make right now. Combine that with cash back rewards, and this card is a smart choice. Just note that cash back rewards max out at $300 per year.

Highlights
  • No Cosigner Required.
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter.
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required.
  • Earn a full 1% cash back on all other purchases.

Rewards
  • Maximum of $300 cash back per calendar year.
  • Earn 5% cash back for every $1 you spend at drugstores, gas stations, convenience stores, and utilities including cable in first 6 months.
  • Earn 2% cash back per $1 spent in popular categories that change with the seasons .
  • Earn 1% per $1 spent on all other purchases.

Redeem Rewards
  • Cash back rewards are payable in checks of $50 increments upon your request.

Fees and APR
  • No annual fee.
  • Intro APR: 0% for 7 months, then purchase APR.
  • Purchase APR: 13.99% - 21.99%, depending on credit history.
  • Balance Transfers: Purchase APR. Balance transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater.


Apply for Citi® Dividend Platinum Select® Card for College Students

 
Card Details:

Purchase APR:13.99% - 21.99%
(0% for 7 months)
Features:5% cash back for every $1 you spend in preset categories, 2% cash back per $1 spent in popular rotating categories, 1% per $1 spent on all other purchases.
Annual Fee :None
Credit Needed:Good

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