Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card Review: Credit Cards

 
Apply for Citi® Diamond Preferred® Card
Rating:
Bottom Line:
Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Full Review:
Citi® Diamond Preferred® Card features a lengthy 18 month 0% introductory purchase and balance transfer APR, the longest 0% intro APR period of any card we've found. This feature makes it ideal for those who want to use the card for a big purchase or to transfer balances from other high interest rate credit cards. The post-introductory APR is also very reasonable at 11.99% to 21.99% variable, depending on your creditworthiness. If you're looking for a credit card with the longest 0% intro APR and a low ongoing APR, you can't beat Citi® Diamond Preferred® Card.

Highlights
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee.*

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% introductory APR for first 18 months, then purchase APR.
  • Purchase APR: 11.99% - 21.99% variable, depending on credit history.
  • Balance Transfers: 0% APR for 18 months, then Purchase APR. Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.


 
Card Details:

Purchase APR:0% for first 18 months,
then 11.99% - 21.99% (V)
Features:Save money with a 0% intro APR on purchases and transfers
Annual Fee :$0
Credit Needed:Good

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