Citi® Diamond Preferred® Card Review Credit Card 5 2017-02-07 10:19:56

Citi® Diamond Preferred® Card Review

Apply for a Citi® Diamond Preferred® Card
Rating:
Bottom Line:
21-month 0% intro APR on both purchases and balance transfers; post-intro APR is also low

Full Review:
The Citi® Diamond Preferred® Card (a NextAdvisor advertiser) offers the longest 0% intro APR period of any card we've found. With a lengthy 21-month 0% APR on purchases and balance transfers, it's perfect for anyone who wants to save money by transferring balances from other high interest rate credit cards onto this one. It's also a great fit who those want to make interest-free purchases for the next 21 months. The post-intro APR is also very reasonable at 12.99% - 22.99%* (Variable), depending on your creditworthiness.

Another perk is the ability to choose your payment due date. You can select an available date at the beginning, middle or end of the month to pay your bill. This feature can make it easier to align your payment due date with when you receive your paycheck or other income.

The Citi® Diamond Preferred® Card also provides a personal concierge service and access to special events and discounts. You'll have access to exclusive events including concerts, sporting events and dining offers via Citi's Citi Private Pass program. Other card features include extended warranty, damage/theft purchase protection and worldwide car rental insurance.

If you're looking for a credit card with the longest possible 0% intro APR and a low ongoing APR, we recommend the Citi® Diamond Preferred® Card. Plus you can take advantage of card features like selecting your payment due date, concierge service and extended warranty.

Highlights
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.99%-22.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*

Fees and APR
  • Annual Fee: $0*
  • Foreign Transaction Fee: 3% of purchase amount.
  • Purchase APR: 0%* APR for 21 months on Purchases*, then 12.99% - 22.99%* (Variable).
  • Balance Transfer APR: 0%* for 21 months on Balance Transfers*, then 12.99% - 22.99%* (Variable).
  • Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
  • *Additional details can be found on the Citi landing page.


Apply for a Citi® Diamond Preferred® Card

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

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Card Details

Purchase APR:0%* for 21 months on Purchases*, then 12.99% - 22.99%* (Variable)
Features:Save money with a 0% intro APR on purchases and transfers
Annual Fee:$0*
Credit Needed:Excellent, Good

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