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Chase Sapphire PreferredSM Review: Credit Cards |
| Apply for Chase Sapphire PreferredSM | |
Rating: |
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| Earn unlimited 2x points on travel and dining; 40,000 bonus points after spending $3,000 in first 3 months; annual 7% dividend bonus | |
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Chase Sapphire PreferredSM is a great option for anyone who wants to earn a points for purchases and be able to spend them on a wide variety of rewards. With double points earned on travel and dining purchases, this card is particularly suited for road warriors. It didn't lead the pack in our Travel Rewards Credit Card Analysis but it offered a respectable $1.05 hotel and flight redemption value for every $100 spent. Perks include a 40,000 bonus after spending $3,000 in the first 3 months, a yearly bonus of 7% on all the points you earned in the previous year and no fees on foreign transactions. Additionally, Chase Sapphire Preferred includes Blueprint functionality, which makes it easy to manage and track your spending history and payment progress. Although the $95 annual fee might seem a bit steep (free the first year), if you like to travel this card is still a smart choice.
Rewards
Redeem Rewards
Fees and APR
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| Purchase APR: | 15.24% |
| Features: | 2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else, plus additional points on eligible airfare purchases and other online purchases made through Chase |
| Annual Fee : | $0 first year; $95/year thereafter |
| Credit Needed: | Good |
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