Chase Freedom®

Chase Freedom® Review: Credit Cards

Credit Card
 
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Rating:
Bottom Line:
Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Full Review:
5 2015-03-25 11:27:03 Chase Freedom® offers an attractive combination of an unlimited cash back card with a whopping $100 bonus (after spending $500 in the first 3 months), and a 15-month 0% introductory APR for purchases and balance transfers. The ongoing variable APRs of 13.99% to 22.99%, depending on creditworthiness, are also quite reasonable. This card is a good choice for anyone who wants a terrific cash-back card and also plans to carry a balance.

Highlights
  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period.
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15 - 6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases.
  • No annual fee and rewards never expire as long as your account is open.

Rewards
  • Rewards do not expire.
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period.
  • Earn 1% unlimited cash back on all purchases, and 5% cash back (up to $1,500) within certain bonus categories, which rotate on a quarterly basis.

Redeem Rewards
  • Rebates can be redeemed for cash, as well as travel, gift cards or statement credits.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% Intro APR for 15 months on purchase and balance transfers.
  • Purchase APR: 13.99% - 22.99% Variable, depending on creditworthiness.
  • Balance Transfer Fee: Balance transfer fee is $5, or 3% of the amount of each transfer, whichever is greater.


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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.


 
Card Details:

Purchase APR:0% for the first 15 months,
then 13.99% - 22.99% Variable
Features:$100 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchases
Annual Fee :None
Credit Needed:Good

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