Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Review: Credit Cards

 
Apply for Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
Rating:
Bottom Line:
Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Full Review:
The Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR offers an attractive combination of a great unlimited cash back card (with $100 cash back bonus if you send $500 within your first 3 months) and a 15-month 0% introductory APR for purchases and balance transfers. The ongoing variable APRs of 13.99% to 22.99% depending on creditworthiness are also quite reasonable. This card is a great choice for anyone who wants a great cash-back card and also plans to carry a balance.

Highlights
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire

Rewards
  • Rewards do not expire.
  • Earn $100 cash back if you spend $500 within the first 3 months of card ownership.
  • Earn 1% unlimited cash back on all purchases, and 5% cash back (up to $1,500) within certain bonus categories, which rotate on a quarterly basis.
  • Earn up to 10% cash back when you shop online at Chase's Ultimate Rewards Mall.

Redeem Rewards
  • Rebates can be redeemed for cash, as well as travel, gift cards, or statement credits.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% for 15 months on purchases and balance transfers.
  • Purchase APR: 13.99%-22.99% Variable, depending on creditworthiness.
  • Balance Transfer Fee: Balance transfer fee is $5, or 3% of the amount of each transfer, whichever is greater.


Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

 
Card Details:

Purchase APR:0% for the first 15 months,
then 13.99%-22.99% Variable
Features:$100 cash back after spending $500 in first 3 months; 1% cash back on all purchases, 5% in rotating spending categories
Annual Fee :None
Credit Needed:Good

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