Chase Ink Cash ® Business Card

Chase Ink Cash ® Business Card Review: Credit Cards

 
Apply for Chase Ink Cash ® Business Card
Rating:
Bottom Line:
Up to 5% unlimited cash back on purchases, earn $200 bonus cash back after spending $3,000 in 3 mos from account opening, 0% purchase and balance transfer APR for 6 months
Full Review:
Chase Ink Cash ® Business Card offers business owners a great combination of a compelling cash rewards card and a 0% intro APR card. New cardholders earn $200 cash back when they spend $3,000 on the card within their first 3 months. This is on top of the generous cash back rates of 5% for office supplies, cable, internet and telecom services (up to $25k per year), 2% cash back on gas and dining (up to $25k per year) and 1% cash back on all other expenditures (including if you go over the limits in the higher cash back categories). The $25k category limits for the 5% and 2% cash back are significantly higher than similar limits on other cash back cards. Plus, the card offers a 0% intro APR on purchases and balance transfers for the first 6 months and no annual fee. Put it all together and you've got our top overall choice for a versatile and rewarding business credit card.

Highlights
  • Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 6 months on purchases and balance transfers
  • No annual fee

Rewards
  • Unlimited cash back rewards.
  • Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening.
  • Earn 5% cash back per $1 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • Earn 2% cash back per $1 spent spent annually at gas stations and restaurants.
  • Earn 1% cash back on all other purchases.

Redeem Rewards
  • Rewards are earned as points.
  • 1 point equals 1% or $0.01 cash back. For example, 5,000 points can be redeemed for a $50 check.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% for 6 months on purchases and balance transfers.
  • Purchase APR: 13.24% Variable.
  • Balance Transfer Fee: Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.


Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

 
Card Details:

Purchase APR:13.24% Variable
(0% for first 6 months)
Features:Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening; 5% cash back on office supplies, cable, internet & telecom, 2% on gas & dining, 1% on everything else
Annual Fee :None
Credit Needed:Good

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