Chase Ink Cash<sup><small>SM</small></sup> Business Card

Chase Ink CashSM Business Card Review: Credit Cards

 
Apply for Chase Ink CashSM Business Card
Rating:
Bottom Line:
Up to 5% unlimited cash back on purchases, $250 bonus cash back, 0% purchase and balance transfer APR for 12 months
Full Review:
Chase Ink CashSM Business Card offers business owners a great combination of a compelling cash rewards card and a 0% intro APR card with low ongoing APRs. New cardholders earn $100 cash back after their first purchase and another $150 cash back when they spend $5,000 on the card within their first 3 months. This is all on top of the generous cash back rates of 5% for office supplies, cable, internet and telecom services (up to $25k per year), 2% cash back on gas and dining (up to $25k per year) and 1% cash back on all other expenditures (including if you go over the limits in the higher cash back categories). The $25k category limits for the 5% and 2% cash back are significantly higher than similar limits on other cash back cards. Plus, the card offers a 0% intro APR on purchases and balance transfers for the first 12 months and no annual fee. Put it all together and you've got our top overall choice for a versatile and rewarding business credit card.

Rewards
  • Unlimited cash back rewards.
  • Earn $250 cash back - $100 cash back after first purchase and another $150 cash back after spending $5,000 in the first 3 months.
  • Earn 5% cash back per $1 spent at office supply stores and on cellular phones, landline, internet and cable TV services (up to $25k per year).
  • Earn 2% cash back per $1 spent on gas and dining (up to $25k per year)
  • Earn 1% cash back on all other purchases.
  • Earn 2x points for each $1 spent on airfare and hotel accommodations when you book at Chase's online portal.
  • Get free additional Ink Bold Cards for your employees' business expenses and accrue rewards faster.

Redeem Rewards
  • Rewards are earned as points.
  • 1 point equals 1% or $0.01 cash back. For example, 5,000 points can be redeemed for a $50 check.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% introductory APR for first 12 months, then purchase APR.
  • Purchase APR: 10.24% variable APR, depending on credit history.
  • Balance Transfers: 0% APR for first 12 months, then purchase APR. Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.


Apply for Chase Ink CashSM Business Card

 
Card Details:

Purchase APR:10.24% variable
(0% for first 12 months)
Features:$250 bonus opportunity; 5% cash back on office supplies, cable, internet & telecom, 2% on gas & dining, 1% on everything else
Annual Fee :None
Credit Needed:Good

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