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Compare Cash Back Credit Cards

Personalized Cash
Back Calculator

Pick the right card for you using our personalized cash back calculator

Do you want to get cash back for everything you buy? If so, get a cash back credit card. Cash back credit cards give you a percentage back in cash for all your purchases. Some give one flat rate for everything you buy, while others give you up to 6% back for certain types of purchases like groceries. Most cards also offer introductory bonuses of at least $100 for spending a certain amount within the first few months. Many cash back credit cards even offer a 0% introductory APR for a year or longer, which can make them especially attractive. To find a card that is best for you, see our Personalized Cash Back Calculator or our list of the top cards from our partners we've reviewed below. To learn more about credit cards, see our Credit Card FAQs.

Cash Back Credit Card Reviews & Prices

Updated 10-30-2014

Name & CardPurchase APRCash BackAnnual FeeCredit Needed Our Rating & Bottom Line
Blue Cash Preferred® Card from American Express
Blue Cash Preferred<sup>®</sup> Card from American Express0% for 15 months, then 12.99%-21.99% Variable6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. $100 intro bonus & 1 yr of Amazon Prime after spending $1K in first 3 mos.$75Excellent
Our Rating:
Up to 6% cash back on everyday spending; $100 bonus and 1 yr of Amazon Prime; 0% APR on purchases and balance transfers for 15 months
Citi® Double Cash Card
Citi<sup>®</sup> Double Cash Card0% for 15 months,
then 12.99-22.99% Variable
1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; 15-mo 0% APR on balance transfers and purchases
BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card0% Intro for 12 billing cycles,
then 12.99%-22.99% variable
Earn 2% cash back at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter, 1% cash back on other purchases, $100 online-exclusive bonus offer$0Excellent
Our Rating:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus offer
Blue Cash Everyday® Card from American Express
Blue Cash Everyday<sup>®</sup> Card from American Express0% for 15 months, then 12.99%-21.99% Variable3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $50 & 1 yr of Amazon Prime intro bonus after spending $1K in first 3 mos.$0Excellent
Our Rating:
Up to 3% cash back on everyday spending; $50 and 1 yr of Amazon Prime intro bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card0% until Aug 2015,
then 12.9% - 22.9% (V)
$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Excellent/ Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Chase Freedom®
Chase Freedom<sup>®</sup>0% for the first 15 months,
then 13.99% - 22.99% Variable
$100 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchasesNoneGood
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Discover it® Card
Discover it<sup>®</sup> Card0% for first 14 months,
then 10.99% - 22.99% (Variable)*
5% cash back on purchases within select categories; 1% on all other purchasesNoneExcellent
Our Rating:
Combines cash-back rewards with a 14-month 0% intro APR on purchases & balance transfers
TrueEarnings® Card from Costco and American Express
TrueEarnings<sup>®</sup> Card from Costco and American Express15.24% Variable3% cash back on US gas (up to $4K/yr); 2% cash back at restaurants and on eligible travel; 1% cash back on other purchasesNo Annual Fee with your paid Costco MembershipExcellent
Our Rating:
No annual fee and a generous cash back rewards program make this a great choice for Costco members & others
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One<sup>®</sup> QuicksilverOne<sup>®</sup> Cash Rewards Credit Card0% until Aug 2015,
then 22.9% (V)
Unlimited 1.5% cash back on all purchases$39Average/ Fair/ Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases
UPromise World Mastercard®
UPromise World Mastercard<sup>®</sup>0% for 12 months,
then 12.99% or 20.99% (Variable)
4% cash back for eating at participating Upromise restaurants, 3% for gas at Exxon or Mobile, 2% for movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 12 months on purchases & balance transfers; $50 cash back after 1st use
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One<sup>®</sup>19.8% variable1% cash back on all purchases$0Average/ Fair/ Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.