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Compare Cash Back Credit Cards

Do you want to get cash back for everything you buy? If so, get a cash back credit card. Cash back credit cards give you a percentage back in cash for all your purchases. Some give one flat rate for everything you buy, while others give you up to 6% back for certain types of purchases like groceries. Most cards also offer introductory bonuses of at least $100 for spending a certain amount within the first few months. Many cash back credit cards even offer a 0% introductory APR for a year or longer, which can make them especially attractive. To find a card that is best for you, see our Personalized Cash Back Calculator or our list of the top cards from our partners we've reviewed below. To learn more about credit cards, see our Credit Card FAQs.

Updated 05-27-2016

Cash Back Credit Card Comparison Chart

Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Cash Preferred® Card from American Express
0% on Purchases for 12 months, then 13.24%-23.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.24%-23.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
10% cash back at US wireless phone service in 2016 (up to $200), 6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. $150 intro bonus after spending $1K in first 3 mos. Terms apply.$75Excellent
Our Rating:
Up to 10% cash back; $150 intro bonus; 0% APR on purchases and balance transfers for 12 months. Terms apply.
Chase Freedom® - $150 Bonus
0% Intro APR for 15 months, then 14.24%-23.24% variable$150 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchases$0Good
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $150 bonus opportunity
Blue Cash Everyday® Card from American Express
0% on Purchases for 12 months, then 13.24%-23.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.24%-23.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
10% cash back at US wireless phone service providers in 2106 (up to $200),3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos. Terms apply.$0Excellent
Our Rating:
Up to 10% cash back; $100 bonus; unlimited cash back; 12-mo 0% APR on purchases and balance transfers. Terms apply.
Chase Freedom Unlimited
0% Intro APR for 15 months, then 14.24%-23.24% variable$150 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Good
Our Rating:
1.5% cash back on all purchases; 15-month 0% intro APR on purchases & balance transfers; $150 bonus opportunity
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Citi® Double Cash Card
13.24% - 23.24%* (Variable)1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent/Good
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; 18-mo 0% APR on balance transfers
Susan G. Komen® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.24% - 23.24% Variable APR on purchasesEarn 3% cash back on gas & 2% at grocery stores for first $1,500 in combined gas & grocery store purchases quarterly, 1% cash back on other purchases, $100 online-exclusive bonus after spending at least $500 in purchases in first 90 days$0Excellent/Good
Our Rating:
Cash back rewards card that contributes to breast cancer cause; $100 online-exclusive bonus offer
BankAmericard Cash Rewards Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.24% - 23.24% Variable APR on purchasesEarn 3% cash back on gas & 2% at grocery stores for first $1,500 in combined gas & grocery store purchases quarterly, 1% cash back on other purchases, $100 online-exclusive bonus after spending at least $500 in purchases in first 90 days$0Excellent/Good
Our Rating:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus offer
Capital One® Quicksilver® Cash Rewards Credit Card
0% until Feb 2017, then 13.24% - 23.24% (Variable)$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Excellent, Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Barclaycard CashForward™ World MasterCard®
0% for 12 months, then 15.24%, 19.24% or 23.24%* Variable1.5% cash back on all purchases, $100 bonus after spending $500 in first 90 days$0Excellent
Our Rating:
1.5% on all purchases; $100 bonus; unlimited cash back; 12-mo 0% APR on purchases and balance transfers.
MLB® BankAmericard Cash Rewards MasterCard® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.24% - 23.24% Variable APR on purchasesEarn 3% cash back on gas & 2% at grocery stores for first $1,500 in combined grocery store & gas purchases quarterly, 1% cash back on other purchases, $100 cash rewards bonus after spending at least $500 in purchases in first 90 days$0Excellent/Good
Our Rating:
Display your favorite MLB colors while earning great cash back rewards; $100 online cash rewards bonus offer; Introductory APR offer
Discover it® Chrome
0% for 12 months,
then 11.24% – 23.24% Variable
2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; Cash back rewards without registering quarterly; 12-month 0% intro APR on purchases & balance transfers
Only from Discover - Cashback Match™ with No Annual Fee
0% for 12 months,
then 11.24% – 23.24% Variable
5% cash back on purchases within select categories up to the quarterly maximum; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; 12-month 0% intro APR on purchases & balance transfers.
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
NHL® Discover it® card
0% for 12 months,
then 11.24% – 23.24% Variable
5% cash back on purchases within select categories up to the quarterly maximum; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; 12-month 0% intro APR on purchases & balance transfers.
Capital One® QuicksilverOne® Cash Rewards Credit Card
0% until Feb 2017,
then 23.24% (Variable)
Unlimited 1.5% cash back on all purchases$39Average, Fair, Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases and balance transfers
UPromise World Mastercard®
14.24%, 20.24% or 23.24% Variable5% cash back for eating at participating Upromise restaurants, 2% for purchases at eligible dept stores & movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 15 months on balance transfers; $50 cash back after 1st use
Journey® Student Rewards from Capital One®
20.24% (Variable)1% cash back on all purchases$0Average, Fair, Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time

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