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Compare Cash Back Credit Cards

Personalized Cash
Back Calculator

Pick the right card for you using our personalized cash back calculator

Do you want to get cash back for everything you buy? If so, get a cash back credit card. Cash back credit cards give you a percentage back in cash for all your purchases. Some give one flat rate for everything you buy, while others give you up to 6% back for certain types of purchases like groceries. Most cards also offer introductory bonuses of at least $100 for spending a certain amount within the first few months. Many cash back credit cards even offer a 0% introductory APR for a year or longer, which can make them especially attractive. To find a card that is best for you, see our Personalized Cash Back Calculator or our list of the top cards from our partners we've reviewed below. To learn more about credit cards, see our Credit Card FAQs.

Cash Back Credit Card Reviews & Prices

Updated 09-04-2015

Name & CardPurchase APRCash BackAnnual FeeCredit Needed Our Rating & Bottom Line
Blue Cash Preferred® Card from American Express
Blue Cash Preferred<sup>®</sup> Card from American Express0% for 15 months, then 12.99%-21.99% Variable Additional Rates & Fees Additional Rates & Fees
  • Balance Transfer APR: 0% intro APR for 15 months on balance transfers, then 12.99% - 21.99% Variable, depending on credit history.
  • Balance Transfer Fee: Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.24%
  • Penalty APR: 29.24%
  • Accurate as of: 8/1/15.
6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. $150 intro bonus after spending $1K in first 3 mos.$75Excellent
Our Rating:
Up to 6% cash back on everyday spending; $150 intro bonus; 0% APR on purchases and balance transfers for 15 months
Citi® Double Cash Card
Citi<sup>®</sup> Double Cash Card0% for 15 months,
then 12.99-22.99% Variable
1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; 15-mo 0% APR on balance transfers and purchases
Blue Cash Everyday® Card from American Express
Blue Cash Everyday<sup>®</sup> Card from American Express0% for 15 months, then 12.99%-21.99% Variable Additional Rates & Fees Additional Rates & Fees
  • Balance Transfer APR: 0% intro APR for the first 15 months, then 12.99%-21.99% Variable, depending on credit history.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.24%
  • Penalty APR: 29.24%
  • Accurate as of: 8/1/15.
3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos.$0Excellent
Our Rating:
Up to 3% cash back on everyday spending; $100 bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers
BankAmericard Cash Rewards Credit Card
BankAmericard Cash Rewards<sup>™</sup> Credit Card0% Introductory APR on purchases for 12 billing cycles,
then 12.99% - 22.99% Variable on purchases
Earn 2% cash back at grocery stores & 3% on gas for first $1.5K in combined grocery store & gas purchases quarterly, 1% cash back on other purchases, $100 online-exclusive bonus after spending at least $500 in purchases in first 90 days$0Excellent/Good
Our Rating:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus offer
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Chase Freedom® - $100 Bonus
Chase Freedom<sup>®</sup> - $100 Bonus0% for the first 15 months,
then 13.99% - 22.99% Variable
$100 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchasesNoneGood
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card0% until May 2016, then 12.9% - 22.9% (Variable)$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Excellent/Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
MLB® BankAmericard Cash Rewards MasterCard® Credit Card
MLB<sup>®</sup> BankAmericard Cash Rewards<sup>™</sup> MasterCard<sup>®</sup> Credit Card0% Introductory APR on purchases for 12 billing cycles,
then 12.99% - 22.99% Variable on purchases
Earn 2% cash back at grocery stores & 3% on gas for first $1.5K in combined grocery store & gas purchases quarterly, 1% cash back on other purchases, $100 cash rewards bonus after spending at least $500 in purchases in first 90 days$0Excellent/Good
Our Rating:
Display your favorite MLB colors while earning great cash back rewards; $100 online cash rewards bonus offer; Introductory APR offer
Discover it® Chrome-New! Double Cash Back your first year
Discover it<sup>®</sup> Chrome-New! Double Cash Back your first year0% for first 12 months,
then 10.99% - 22.99% Variable*
2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchases$0Excellent
Our Rating:
Double your cash back at end of 1st year; Cash back rewards without registering quarterly; 12-month 0% intro APR on purchases & balance transfers
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Discover it®-New! Double Cash Back your first year
Discover it<sup>®</sup>-New! Double Cash Back your first year0% for first 12 months,
then 10.99% - 22.99% Variable*
5% cash back on purchases within select categories; 1% on all other purchases$0Excellent
Our Rating:
Double your cash back at end of 1st year; 12-month 0% intro APR on purchases & balance transfers.
TrueEarnings® Card from Costco and American Express
TrueEarnings<sup>®</sup> Card from Costco and American Express15.24% Variable Additional Rates & Fees Additional Rates & Fees
  • Balance Transfer APR: 15.24% Variable APR.
  • Balance Transfer Fee: Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.24%
  • Penalty APR: 27.24%
  • Accurate as of: 8/1/15.
3% cash back on US gas (up to $4K/yr); 2% cash back at restaurants and on eligible travel; 1% cash back on other purchasesNo Annual Fee with your paid Costco MembershipExcellent
Our Rating:
No annual fee and a generous cash back rewards program make this a great choice for Costco members & others
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One<sup>®</sup> QuicksilverOne<sup>®</sup> Cash Rewards Credit Card0% until May 2016,
then 22.9% (Variable)
Unlimited 1.5% cash back on all purchases$39Average/Fair/Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases and balance transfers
UPromise World Mastercard®
UPromise World Mastercard<sup>®</sup>0% for 12 months,
then 12.99% or 20.99% (Variable)
5% cash back for eating at participating Upromise restaurants, 2% for purchases at eligible dept stores & movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 12 months on purchases & balance transfers; $50 cash back after 1st use
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Journey® Student Rewards from Capital One®
Journey<sup>®</sup> Student Rewards from Capital One<sup>®</sup>19.8% (Variable)1% cash back on all purchases$0Average/Fair/Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

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