Compare Cash Back Credit Cards

Personalized Cash
Back Calculator

Pick the right card for you using our personalized cash back calculator

Do you want to get cash back for everything you buy? If so, get a cash back credit card. Cash back credit cards give you a percentage back in cash for all your purchases. Some give one flat rate for everything you buy, while others give you up to 6% back for certain types of purchases like groceries. Most cards also offer introductory bonuses of at least $100 for spending a certain amount within the first couple of months. A number of cash back credit cards even offer a 0% introductory APR for a year or longer, which can make them especially attractive. To find the best card for you, see our Personalized Cash Back Calculator.

Cash Back Credit Card Reviews & Prices

Updated 04-22-2014

Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card
0% Intro for 12 billing cycles,
then 12.99%-22.99% variable
Earn 2% cash back at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter, 1% cash back on other purchases, $100 online-exclusive bonus opportunity$0Excellent
Our Rating:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus opportunity
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
0% for 15 months, then 12.99%-21.99% Variable6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. 100 Reward Dollars intro bonus.$75Excellent
Our Rating:
Up to 6% cash back on everyday spending with unlimited cash back; 100 Reward Dollars bonus; 0% APR on purchases and balance transfers for 15 months
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% for 15 months, then 12.99%-21.99% Variable3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. 50 Reward Dollars intro bonus.$0Excellent
Our Rating:
Up to 3% cash back on everyday spending; 50 Rewards Dollars bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
0% until Jan 2015,
then 12.9% - 22.9% (V)
$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Excellent/ Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Chase Freedom® - $100 Bonus
Chase Freedom® - $100 Bonus
0% for the first 15 months,
then 13.99% - 22.99% Variable
$100 bonus after spending $500 in first 3 months; 1% cash back on all purchases, 5% in rotating spending categoriesNoneGood
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Discover it® Card
Discover it® Card
0% for first 14 months,
then 10.99% - 22.99% (Variable)*
5% cash back on purchases within select categories; 1% on all other purchasesNoneExcellent
Our Rating:
Combines cash-back rewards with a 14-month 0% intro APR on purchases & balance transfers
TrueEarnings® Card from Costco and American Express
TrueEarnings® Card from Costco and American Express
15.24% Variable3% cash back on US gas (including Costco, up to $4K/yr); 2% cash back at restaurants; 2% cash back on travel (including Costco); 1% cash back on other purchasesNo Annual Fee with your paid Costco MembershipExcellent
Our Rating:
No annual fee and a generous cash back rewards program make this a great choice for Costco members & others
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card
0% until Jan 2015,
then 22.9% (V)
Unlimited 1.5% cash back on all purchases$39Average/ Fair/ Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases
Name & Card Purchase APR Cash Back Annual Fee Credit Needed Our Rating & Bottom Line
Citi® Dividend Platinum Select® Visa® - $100 Cash Back
Citi® Dividend Platinum Select® Visa® - $100 Cash Back
0% for 12 months,
then 12.99% - 22.99% (V)*
5% cash back per $1 spent in popular categories, 1% per $1 spent on all other purchases$0*Excellent
Our Rating:
12-month 0% APR intro and balance transfer APR period, $100 bonus after spending first $500, max of $300 cash back per year after $100 bonus
UPromise World Mastercard®
UPromise World Mastercard®
0% for 12 months,
then 12.99% or 20.99% (Variable)
4% cash back for eating at participating Upromise restaurants, 3% for gas at Exxon or Mobile, 2% for movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 12 months on purchases & balance transfers; $50 cash back after 1st use
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One®
19.8% variable1% cash back on all purchases$0Average/ Fair/ Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

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