Capital One® VentureOne® Rewards Credit Card Review Credit Card 4 2017-06-21 16:28:09

Capital One® VentureOne® Rewards Credit Card Review

Apply for a Capital One® VentureOne® Rewards Credit Card
Rating:
Bottom Line:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice; 20,000 point bonus opportunity

Full Review:
The Capital One® VentureOne® Rewards Credit Card is a great choice for frequent travelers looking for a 0% intro APR card that also features great travel rewards.

Cardholders will earn a straight forward 1.25 miles for every $1 they spend on all purchases, making the Capital One® VentureOne® Rewards Credit Card perfect for anyone who doesn't want to worry about keeping track of special categories or categories that change quarterly. You'll also enjoy a 20,000 mile bonus - equal to $200 in travel - after spending $1,000 in the first 3 months you have the card. There is no limit to how many miles you can earn, and they won't expire as long as you have an open account. Plus, the miles were valued well in our Travel Rewards Credit Card Analysis, with an average flight and hotel redemption value of $1.25 for every $100 spent on the card.

To redeem your earned miles, just use your Capital One® VentureOne® Rewards Credit Card to book to your travel and then use your miles as a statement credit against the travel cost. We really like this direct redemption process because it gives you a ton of flexibility in how you use your miles, and lets you fly any airline you like or stay at any hotel you want without dealing with the dreaded blackout dates.

Capital One® VentureOne® Rewards Credit Card also offers a 12-month 0% intro APR on purchases, allowing you to make interest-free purchases during the first year you have the card. This can save you quite a bit of money on interest fees that you would usually be paying, and can also give you some breathing room in paying off the balance.

Other card benefits include no foreign transaction fees, a free concierge service, extended warranty protection and special discounts at select online merchants. The extended warranty can be particularly helpful, expanding your warranty up to an additional year on items you purchase with the card.

Overall, Capital One® VentureOne® Rewards Credit Card gives users the ease of booking travel however they want, and doesn't limit cardholders to a particular airline or hotel choice. In addition, there's a generous intro bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening - equal to $200 in travel!

Reward Highlights
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Redeem Rewards
  • Redeem miles for airline tickets, hotel rooms, car rentals, brand-name merchandise, gift cards, and more.
  • Redeem for travel two ways: either by contacting the Capital One Rewards Center or by using your card to book your own travel online, over the phone or in person.
  • To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100 (e.g., if your ticket costs $200.00, you'd multiply that by 100 to determine that you need 20,000 miles to redeem).
  • Redemption rates for cash, gift cards, brand-name merchandise, and more vary and are subject to change without notice.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 0% intro on purchases for 12 months, then 12.74% - 22.74% (Variable).
  • Balance Transfer APR: 12.74% - 22.74% (Variable).
  • Balance Transfer Fee: $0.
  • Terms and Conditions


Apply for a Capital One® VentureOne® Rewards Credit Card

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Card Details

Features:1.25 miles per $1 spent on all purchases; earn 20,000 miles (equal to $200 in travel) once you spend $1,000 on purchases within 3 months from account opening
Purchase APR:0% intro on purchases for 12 months, then 12.74% - 22.74% (Variable)
Balance Transfer APR:12.74% - 22.74% (Variable)
Annual Fee:$0
Credit Needed:Excellent, Good

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