Journey℠ Student Rewards from Capital One®

Journey℠ Student Rewards from Capital One® Review: Credit Cards

 
Apply for a Journey℠ Student Rewards from Capital One® card
Rating:
Bottom Line:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Full Review:
Journey℠ Student Rewards from Capital One® is an excellent card for students (and even for non-students!), designed to help them build good credit. Cardholders will get 1% cash back on all purchases and a 25% bonus on their cash back each month when they pay their bill on time.

Highlights
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Brighten your financial future with responsible credit use - and get rewarded along the way.
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire.
  • Pick the monthly payment due date that works best for you.
  • Get free access to a credit score, credit report, and credit tips using Credit Tracker.

Rewards
  • Unlimited cash-back rewards.
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.

Redeem Rewards
  • Redeem cash back by calling to request or going online.
  • Users can also set up redemption thresholds to receive cash-back rewards automatically.

Fees and APR
  • No annual fee.
  • Purchase APR: 19.8% variable APR.
  • Balance Transfer APR: 19.8% variable APR
  • Balance Transfer Fee: No balance transfer fee.
  • Terms and Conditions


Apply for a Journey℠ Student Rewards from Capital One® card


 
Card Details:

Purchase APR:19.8% variable
Features:1% cash back on all purchases
Annual Fee :$0
Credit Needed:Average/ Fair/ Limited

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