Journey<sup>®</sup> Student Rewards from Capital One<sup>®</sup>

Journey® Student Rewards from Capital One® Review: Credit Cards

Credit Card
 
Apply for a Journey® Student Rewards from Capital One® card
Rating:
Bottom Line:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Full Review:
5 2015-07-23 10:41:36 Journey® Student Rewards from Capital One® is an excellent card for students (and even for non-students!), designed to help them build good credit. Cardholders will get 1% cash back on all purchases and a 25% bonus on their cash back each month when they pay their bill on time.

Highlights
  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

Rewards
  • Unlimited cash-back rewards.
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.

Redeem Rewards
  • Redeem cash back by calling to request or going online.
  • Users can also set up redemption thresholds to receive cash-back rewards automatically.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 19.8% (Variable).
  • Balance Transfer APR: 19.8% (Variable)
  • Balance Transfer Fee: $0 balance transfer fee.
  • Terms and Conditions


Apply for a Journey® Student Rewards from Capital One® card


 
Card Details:

Purchase APR:19.8% (Variable)
Features:1% cash back on all purchases
Annual Fee:$0
Credit Needed:Average/Fair/Limited

NextAdvisor Credit Cards Blog Headlines

6 Traps to Avoid When Talking to Kids About Finance
Given the U.S. is a credit-driven society, a strong grasp of financial topics, especially credit and budgeting, are extremely important to have. But how do you talk to your children about finances? There are a number of surveys, such as those conducted by Spectrem Group and T.Rowe Price, that suggest a lot of parents don?t have [...]

Credit Card + Bank Account = Extra Bonuses
Most reward credit cards on the market offer you rewards in the form of miles, points or cash back when you make purchases with the card. The reward amount you receive varies, but the concept is the same. But what if you could get more? It turns out there is a whole world of "more" [...]

Should My College Student Get a Credit Card?
It might feel like summer has only just begun, but before you know it schools all across the country will be back in session. Many colleges start in August, especially for freshmen who will attend orientation, so it's a good idea for students and parents preparing for that first year away from home to get [...]

Journey® Student Rewards from Capital One® Forum Posts


About UsBlogContact Us Forums Terms & Privacy PolicyAffiliate ProgramSite Map
NextAdvisor.com is a BBB Accredited Information Bureau in San Francisco, CA

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.