Journey℠ Student Rewards from Capital One®

Journey℠ Student Rewards from Capital One® Review: Credit Cards

Credit Card
 
Apply for a Journey℠ Student Rewards from Capital One® card
Rating:
Bottom Line:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Full Review:
5 2014-11-18 08:33:29 Journey℠ Student Rewards from Capital One® is an excellent card for students (and even for non-students!), designed to help them build good credit. Cardholders will get 1% cash back on all purchases and a 25% bonus on their cash back each month when they pay their bill on time.

Highlights
  • Earn 1% cash back on every purchase.
  • For every month you pay on time, you receive a 25% bonus — that's a total of 1.25% cash back.
  • There's no limit to the amount of cash back you can earn, and rewards don't expire.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Pay no annual fee or foreign transaction fees.
  • Fraud coverage if your card is lost or stolen.
  • Pick the monthly payment due date that works best for you.
  • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.

Rewards
  • Unlimited cash-back rewards.
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.

Redeem Rewards
  • Redeem cash back by calling to request or going online.
  • Users can also set up redemption thresholds to receive cash-back rewards automatically.

Fees and APR
  • No annual fee.
  • No foreign transaction fees.
  • Purchase APR: 19.8% Variable APR.
  • Balance Transfer APR: 19.8% Variable APR
  • Balance Transfer Fee: No balance transfer fee.
  • Terms and Conditions


Apply for a Journey℠ Student Rewards from Capital One® card


 
Card Details:

Purchase APR:19.8% Variable
Features:1% cash back on all purchases
Annual Fee :$0
Credit Needed:Average/ Fair/ Limited

NextAdvisor Credit Cards Blog Headlines

What's the Best Way to Consolidate Debt?
We are a nation of people in debt, and it doesn't seem to be getting any better. According to data released by the Federal Reserve this February, Americans' revolving, non-mortgage credit increased in December 2014 to $3.3 trillion, while non-revolving credit (such as student and auto loans) rose to $2.42 trillion, as reported by USA [...]

Blue Cash Preferred from American Express ? the Right Cash Back Card for You?
There are a lot of great options for cash back credit cards right now, offering very compelling cash back rates and lucrative intro bonuses. But the one card that comes out on top in our analysis of the average person's spending pattern is the Blue Cash Preferred Card from American Express (a NextAdvisor advertiser).  Its [...]

Top 3 Credit Cards for Paying Taxes
The deadline to file your taxes is quickly approaching, and for those who owe the IRS money, this can be a very stressful time. To make matters worse, anxiety levels might rise if you don?t think you have the money to pay your tax bill on time. For most, setting up an installment plan with [...]

Journey℠ Student Rewards from Capital One® Forum Posts


About UsBlogContact Us Forums Terms & Privacy PolicyAffiliate ProgramSite Map
NextAdvisor.com is a BBB Accredited Information Bureau in San Francisco, CA

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.