Journey℠ Student Rewards from Capital One®

Journey℠ Student Rewards from Capital One® Review: Credit Cards

Credit Card
 
Apply for a Journey℠ Student Rewards from Capital One® card
Rating:
Bottom Line:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Full Review:
5 2014-07-18 09:16:04 Journey℠ Student Rewards from Capital One® is an excellent card for students (and even for non-students!), designed to help them build good credit. Cardholders will get 1% cash back on all purchases and a 25% bonus on their cash back each month when they pay their bill on time.

Highlights
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Brighten your financial future with responsible credit use - and get rewarded along the way.
  • Fraud coverage if your card is lost or stolen
  • There's no limit to the amount of cash back you can earn, and rewards don't expire.
  • Pick the monthly payment due date that works best for you.

Rewards
  • Unlimited cash-back rewards.
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.

Redeem Rewards
  • Redeem cash back by calling to request or going online.
  • Users can also set up redemption thresholds to receive cash-back rewards automatically.

Fees and APR
  • No annual fee.
  • Purchase APR: 19.8% variable APR.
  • Balance Transfer APR: 19.8% variable APR
  • Balance Transfer Fee: No balance transfer fee.
  • Terms and Conditions


Apply for a Journey℠ Student Rewards from Capital One® card


 
Card Details:

Purchase APR:19.8% variable
Features:1% cash back on all purchases
Annual Fee :$0
Credit Needed:Average/ Fair/ Limited

NextAdvisor Credit Cards Blog Headlines

4 Best Cash Back Credit Cards
Are you looking for a credit card that allows you to earn cash for each purchase you make? If so, you're in luck. We've researched the best cash back credit cards and found the top four that will earn you the most bang for your buck on all of your regular purchases at grocery stores, [...]

Credit Card vs. Charge Card: What's the Difference?
As you're looking for a new credit card, you may have a difficult time deciding between a credit card and charge card. While these two options may seem to be very similar, they are actually quite different credit options. What is a credit card? The widely popular option, a credit card is the best choice for anyone [...]

Showdown: AmEx Bluebird vs AmEx Serve
Prepaid cards are becoming increasingly popular and appealing to a broader range of customers by offering better features and functionality. Convenience-wise, they can be used in physical stores and online just like debit cards or credit cards and many people appreciate no credit check is required to obtain a card. To use the card you load [...]

Journey℠ Student Rewards from Capital One® Forum Posts


About UsBlogContact Us Forums Terms & Privacy PolicyAffiliate ProgramSite Map
NextAdvisor.com is a BBB Accredited Information Bureau in San Francisco, CA

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.