Journey® Student Rewards from Capital One® Review Credit Card 5 2016-08-25 11:24:48

Journey® Student Rewards from Capital One® Review

Apply for a Journey® Student Rewards from Capital One® card
Rating:
Bottom Line:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time

Full Review:
Journey® Student Rewards from Capital One® is an excellent card for students (and even for non-students!), designed to help them build good credit. Cardholders will get 1% cash back on all purchases and a 25% bonus on their cash back each month when they pay their bill on time.

Highlights
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Rewards
  • Unlimited cash-back rewards.
  • Earn 1% cash back on every purchase, every month - and pay no annual fee.
  • For every month you pay on time, you receive a 25% bonus - that's a total of 1.25% cash back.

Redeem Rewards
  • Redeem cash back by calling to request or going online.
  • Users can also set up redemption thresholds to receive cash-back rewards automatically.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 20.24% (Variable).
  • Balance Transfer APR: 20.24% (Variable)
  • Balance Transfer Fee: $0.
  • Terms and Conditions


Apply for a Journey® Student Rewards from Capital One® card

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Card Details

Purchase APR:20.24% (Variable)
Features:1% cash back on all purchases
Annual Fee:$0
Credit Needed:Average, Fair, Limited

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