Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One® Cash Rewards - $100 Cash Back Bonus Review: Credit Cards

 
Apply for Capital One® Cash Rewards - $100 Cash Back Bonus
Rating:
Bottom Line:
Effective 1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Full Review:
Capital One® Cash Rewards - $100 Cash Back Bonus raises the bar in the cash back category. Like some other cash back credit cards, it gives 1% cash back on all purchases. Unlike other cash back cards, it tacks on a 50% bonus on the cash back you earn every year. This effectively translates to a 1.5% cash back rate over the course of a year, the highest percentage back on all purchases we've found. Capital One® Cash Rewards adds other great benefits, too, including a $100 bonus when you spend $500 in the first 3 months and a 0% intro APR on purchases and balance transfers until May 2014. If you're looking for the highest ongoing cash back rate you can get, this card is for you.

Highlights
  • $100 bonus after you spend $500 on purchases within the first 3 months.
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
  • No annual fee.
  • Earn unlimited cash back that doesn't expire.
  • Redeem cash back anytime for any amount, even set automatic redemptions.
  • Personalize your card with an image of your choice.
  • 0% intro APR on purchases and balance transfers until May 2014.

Rewards
  • $100 Bonus after you spend $500 in the first 3 months.
  • 50% bonus on the cash back you earn every year.
  • 1% cash back on all purchases.
  • Earn unlimited cash back that doesn't expire.
  • Personalize your card with an image of your choice.

Redeem Rewards
  • Redeem cash back any time for any amount, even set up automatic redemption.
  • Cash can be redeemed in the form of check, gift card or statement credit.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% intro APR on purchases and balance transfers until May 2014, then Purchase APR.
  • Purchase APR: 12.9% - 20.9% variable APR.
  • Balance Transfer APR: 12.9% - 20.9% (V), 3%.
  • Terms and Conditions


 
Card Details:

Purchase APR:0% until May 2014,
then 12.9% - 20.9% (V)
Features:$100 cash back after spending $500 in first 3 months, 1% cash back on all purchases plus 50% annual cash back bonus (effectively 1.5% cash back on all purchases)
Annual Fee :$0
Credit Needed:Excellent/ Good

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