Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business Review: Credit Cards

Credit Card
 
Apply for a Capital One® Spark® Miles Select for Business card
Rating:
Bottom Line:
Earn 1.5 miles per $1 spent on every purchase; 10,000 mile bonus opportunity; 0% purchase APR until Aug 2015
Full Review:
5 2015-01-21 14:15:19 Capital One® Spark® Miles Select offers business users 1.5 miles per every dollar spent on all purchases. Additionally, cardholders will earn 10,000 bonus miles after spending $3,000 in the first 3 months. For users that prefer accruing miles to cash back, this is a great card. Users will also enjoy a 0% introductory APR on purchases until August 2015.

Highlights
  • Earn 1.5 miles per dollar on every purchase, every day.
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months.
  • Miles don't expire, and there are no categories to limit where or what you buy.
  • Save with 0% intro APR on purchases until August 2015;12.9%-20.9% variable APR after that.
  • Pay no annual fee or foreign transaction fees.
  • Get online Quarterly and Year-End Summaries.
  • There's no limit to the amount of miles you can earn and miles don't expire.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Rewards
  • Unlimited miles with no expiration date.
  • Earn 1.5 miles per dollar on all purchases.
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Redeem Rewards
  • Redeem rewards for travel, cash, gift cards, brand-name merchandise and more.
  • Redeem for travel 2 ways; either by calling Capital One Rewards Center or by going online to redeem your miles and get reimbursed for your purchase.
  • To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100. (i.e, if your ticket costs $200, you'd multiply that by 100 to determine you need 20,000 miles to redeem.)
  • Redemption rates for cash, gift cards, brand-name merchandise and more vary and are subject to change without notice.

Fees and APR
  • No annual fee.
  • No foreign transaction fees.
  • Purchase APR: 0% intro APR on purchases until August 2015; 12.9% - 20.9% Variable APR after that.
  • Balance Transfer APR: 12.9% - 20.9% Variable APR.
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Miles Select for Business card


 
Card Details:

Purchase APR:12.9% - 20.9% Variable
(0% until Aug 2015)
Features:10,000 bonus miles after spending $3K in first 3 mos, 1.5 miles per $1 spent on all purchases
Annual Fee :$0
Credit Needed:Excellent/ Good

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