Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business Review: Credit Cards

Credit Card
 
Apply for a Capital One® Spark® Miles Select for Business card
Rating:
Bottom Line:
Earn 1.5 miles per $1 spent on every purchase; 10,000 mile bonus opportunity; 0% purchase APR until May 2015
Full Review:
5 2014-10-21 11:33:32 Capital One® Spark® Miles Select offers business users 1.5 miles per every dollar spent on all purchases. Additionally, cardholders will earn 10,000 bonus miles after spending $3,000 in the first 3 months. For users that prefer accruing miles to cash back, this is a great card. Users will also enjoy a 0% introductory APR on purchases until May 2015.

Highlights
  • Earn 1.5 miles per dollar on every purchase, every day.
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months.
  • Miles don't expire, and there are no categories to limit where or what you buy.
  • Save with 0% intro APR on purchases until May 2015;12.9%-20.9% variable APR after that.
  • Pay no annual fee or foreign transaction fees.
  • Get online Quarterly and Year-End Summaries.
  • There's no limit to the amount of miles you can earn and miles don't expire.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Rewards
  • Unlimited miles with no expiration date.
  • Earn 1.5 miles per dollar on all purchases.
  • Plus, a one-time bonus of 10,000 miles once you spend $3,000 on purchases within the first 3 months.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Redeem Rewards
  • Redeem rewards for travel, cash, gift cards, brand-name merchandise and more.
  • Redeem for travel 2 ways; either by calling Capital One Rewards Center or by going online to redeem your miles and get reimbursed for your purchase.
  • To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100. (i.e, if your ticket costs $200, you'd multiply that by 100 to determine you need 20,000 miles to redeem.)
  • Redemption rates for cash, gift cards, brand-name merchandise and more vary and are subject to change without notice.

Fees and APR
  • No annual fee.
  • No foreign transaction fees.
  • Purchase APR: 0% intro APR on purchases until May 2015; 12.9% - 20.9% (V) APR after that.
  • Balance Transfer APR: 12.9% - 20.9% (V) APR.
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Miles Select for Business card


 
Card Details:

Purchase APR:12.9% - 20.9% (V)
(0% until May 2015)
Features:10,000 bonus miles after spending $3K in first 3 mos, 1.5 miles per $1 spent on all purchases
Annual Fee :$0
Credit Needed:Excellent/ Good

NextAdvisor Credit Cards Blog Headlines

5 Reasons to Use Credit Over Debit
Did you know that you may be better off using a credit card over a debit card for every day purchases? Don?t get us wrong ? a debit card is a handy device to make purchases. It saves you the hassle of having to carry a checkbook around, and gives you the protection of not having [...]

2x Savings Catcher from American Express Bluebird and Walmart
American Express and Walmart have teamed up to bring you an alternative to checking and savings accounts that can help earn you a little extra cash. American Express Bluebird is similar to a prepaid card, but with tons of extra features and functionality that you can learn more about in our recent review of the card. [...]

Top 7 Credit Cards for Holiday Shopping
The holiday shopping season is rapidly approaching, and we've got a few suggestions to save you some money when paying with a credit card. There are two major ways you can save some cash while you shop for your friends and family this year. First, you can earn money while you shop by using a cash [...]

Capital One® Spark® Miles Select for Business Forum Posts


About UsBlogContact Us Forums Terms & Privacy PolicyAffiliate ProgramSite Map
NextAdvisor.com is a BBB Accredited Information Bureau in San Francisco, CA

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.