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Capital One® Spark℠ Miles Select for Business Review: Credit Cards |
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Apply for Capital One® Spark℠ Miles Select for Business
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Rating: |
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Bottom Line: |
Earn 1 mile per $1 spent on every purchase; 50% bonus on the miles you earn annually; 0% purchase APR until November 2013 |
Full Review:
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Capital One® Spark℠ Miles Select offers business users 1 mile per every dollar spent on all purchases. An added bonus of 50% on the miles you earn throughout the year is a nice perk, and will add extra miles to your bottom line. For users that prefer accruing miles to cash back, this is a great card. Users will also enjoy a 0% introductory APR on purchases until November 2013.
Highlights
- Get a 50% bonus on the miles you earn every year.
- Earn 1 mile per dollar on every purchase, every day.
- Save with 0% intro APR on all purchases until November 2013.
- Enjoy no annual fee.
- Get online Quarterly and Year-End Summaries.
- There's no limit to the amount of miles you can earn and miles don't expire.
- Fly on any airline, anytime, with no blackout dates or seat restrictions.
Rewards
- Unlimited miles with no expiration date.
- Earn 1 mile per dollar on all purchases.
- Get 50% bonus on the miles you earn throughout the year—for example, if you earn 24,000 miles during the year, you'll get a bonus of 12,000 miles!
- Fly on any airline, anytime, with no blackout dates or seat restrictions.
Redeem Rewards
- Redeem rewards for travel, cash, gift cards, brand-name merchandise and more.
- Redeem for travel 2 ways; either by calling Capital One Rewards Center or by going online to redeem your miles and get reimbursed for your purchase.
- To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100. (i.e, if your ticket costs $200, you'd multiply that by 100 to determine you need 20,000 miles to redeem.)
- Redemption rates for cash, gift cards, brand-name merchandise and more vary and are subject to change without notice.
Fees and APR
- No annual fee.
- 0% Intro APR: 0% introductory APR until November 2013, then Purchase APR.
- Purchase APR: 12.9% - 20.9% (V) APR, depending on creditworthiness.
- Balance Transfer APR: No introductory APR. The standard Purchase APR will apply to all balance transfers.
- Balance Transfer Fee: N/A.
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| Purchase APR: | 12.9% - 20.9% (V)
(0% until November 2013) |
| Features: | 1 mile per $1 spent on all purchases, 50% bonus on the miles you earn annually |
| Annual Fee : | $0 |
| Credit Needed: | Excellent |
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