Capital One® Spark® Miles Select for Business Review Credit Card 5 2016-06-01 08:55:29

Capital One® Spark® Miles Select for Business Review

Apply for a Capital One® Spark® Miles Select for Business card
Rating:
Bottom Line:
Earn 1.5 miles per $1 spent on every purchase; 20,000 mile bonus opportunity; 0% purchase APR for 9 months

Full Review:
Capital One® Spark® Miles Select for Business offers business users 1.5 miles per every dollar spent on all purchases. Additionally, cardholders will earn 20,000 bonus miles after spending $3,000 in the first 3 months. For users that prefer accruing miles to cash back, this is a great card. Users will also enjoy a 0% introductory APR on purchases for 9 months.

Highlights
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don't expire, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Rewards
  • Unlimited miles with no expiration date.
  • Earn 1.5 miles per dollar on all purchases.
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Redeem Rewards
  • Redeem rewards for travel, cash, gift cards, brand-name merchandise and more.
  • Redeem for travel 2 ways; either by calling Capital One Rewards Center or by going online to redeem your miles and get reimbursed for your purchase.
  • To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100. (i.e, if your ticket costs $200, you'd multiply that by 100 to determine you need 20,000 miles to redeem.)
  • Redemption rates for cash, gift cards, brand-name merchandise and more vary and are subject to change without notice.

Fees and APR
  • Annual Fee: $0
  • Foreign Transaction Fees: None
  • Purchase APR: 0% intro APR on purchases for 9 months; then 13.24% - 21.24% (Variable).
  • Balance Transfer APR: 13.24% - 21.24% (Variable).
  • Balance Transfer Fee: N/A.


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Card Details

Purchase APR:13.24% - 21.24% (Variable)
(0% for 9 months)
Features:20,000 bonus miles after spending $3K in first 3 mos, 1.5 miles per $1 spent on all purchases
Annual Fee:$0
Credit Needed:Excellent, Good

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