Capital One® Spark<sup><small>SM</small></sup> Miles for Business

Capital One® SparkSM Miles for Business Review: Credit Cards

 
Apply for Capital One® SparkSM Miles for Business
Rating:
Bottom Line:
Earn 2x miles on every purchase, redeem for travel, cash and more; opportunity for 15,000 bonus miles
Full Review:
Capital One® SparkSM Miles is a great card for businesses that want to earn a generous 2 miles per $1 on every purchase. This is the highest miles earn rate for all purchases we've found of any business credit card. Perks include 10,000 bonus miles after spending $1,000 in the first 3 months and 5,000 bonus miles after signing up for an employee card.

Highlights
  • Earn 2 miles per dollar on every purchase, every day.
  • Get 10,000 bonus miles—just spend $1,000 within the first 3 months.
  • Receive 5,000 bonus miles by signing up for one or more employee cards.
  • Enjoy exclusive, award-winning customer service.
  • $0 intro annual fee for the first year; $59 after that.
  • There's no limit to the amount of miles you can earn and miles don't expire.
  • Redeem miles for travel, cash back, gift cards, merchandise, and more.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Rewards
  • Unlimited miles with no expiration date.
  • Earn 2 miles per dollar on all purchases.
  • Get 10,000 bonus miles—just spend $1,000 within the first 3 months.
  • Receive 5,000 bonus miles by signing up for one or more employee cards.
  • Fly free on any airline, anytime with no blackout dates

Redeem Rewards
  • Redeem rewards for travel, cash, gift cards, brand-name merchandise and more.
  • Redeem for travel 2 ways; either by calling Capital One Rewards Center or by going online to redeem your miles and get reimbursed for your purchase.
  • To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100. (i.e, if your ticket costs $200, you'd multiply that by 100 to determine you need 20,000 miles to redeem.)
  • Redemption rates for cash, gift cards, brand-name merchandise and more vary and are subject to change without notice.

Fees and APR
  • $0 annual fee first year; $59 per year thereafter.
  • Purchase APR: 13.9% variable APR.
  • Balance Transfers: No balance transfer fee, no introductory APR. The standard purchase APR will apply to all balance transfers.


Apply for Capital One® SparkSM Miles for Business

 
Card Details:

Purchase APR:13.9% variable
Features:2 miles per $1 spent on all purchases
Annual Fee :$0 first year; $59/year thereafter
Credit Needed:Excellent

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