Capital One® Spark® Cash Select for Business Capital One<sup>®</sup> Spark<sup>®</sup> Cash Select for Business
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Capital One® Spark® Cash Select for Business Review

Apply for a Capital One® Spark® Cash Select for Business card
Rating:
Bottom Line:
Earn unlimited 1.5% cashback on all purchases; $200 bonus opportunity; 0% on purchases for 9 months

Full Review:
Capital One® Spark® Cash Select for Business offers your business generous cash back rewards combined with a nice 0% intro APR on purchases.

To start, you'll earn a whopping $200 bonus cash back once you spend $3,000 on purchases within 3 months from account opening. Plus you'll get an unlimited 1.5% cash back on all purchases, the highest cash back rate we've found for all purchases on any business card with no annual fee. Your cash back rewards don't expire, so depending upon how much you spend each year on your business, they could really add up. And if you take advantage of the free employee cards you can really maximize the cash back you're earning. If you're okay with paying an annual fee and want an even higher 2% back on all purchases, check out its sister card the Capital One Spark Cash for Business.

In addition to the great rewards, you'll also enjoy a 0% intro APR for 9 months. This can come in handy, particularly if you need to make any purchases for your business that you'd like to defer interest fees on.

Card perks include no foreign transaction fees (so you'll save a lot when travelling outside the US), extended warranty protection, purchase security, travel assistance and auto rental collision coverage. Plus you'll receive a quarterly and year-end itemized report of your spending to assist with budgeting and taxes.

Overall, Capital One® Spark® Cash Select for Business is a strong business card with terrific cash back rewards, a 0% introductory APR on purchases for 9 months and no annual fee.

Highlights From Capital One
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 1.5% cash back on all purchases.
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

Redeem Rewards
  • Request your cash back anytime, online or by phone.
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 0% on purchases for 9 months, then 13.99% - 21.99% (Variable).
  • Balance Transfer APR: 13.99% - 21.99% (Variable).
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Cash Select for Business card

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Card Details

Features:$200 bonus once you spend $3,000 on purchases within 3 months from account opening, 1.5% cash back on all purchases
Purchase APR:0% on purchases for 9 months, then 13.99% - 21.99% (Variable)
Balance Transfer APR:13.99% - 21.99% (Variable)
Annual Fee:$0
Credit Needed:Excellent, Good

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