Capital One® Spark<sup><small>SM</small></sup> Select Cash for Business

Capital One® SparkSM Select Cash for Business Review: Credit Cards

 
Apply for Capital One® SparkSM Select Cash for Business
Rating:
Bottom Line:
Earn unlimited 1% cashback on all purchases with a 50% bonus on the cash back you earn every year; 0% purchase APR until Nov 2012
Full Review:
Capital One® SparkSM Cash Select for Business offers your business unlimited 1% cash back on all purchases and sweetens the pot by including a 50% bonus on the cash back you earn every year. This is the highest cash back rate we've found for all purchases on any business card with no annual fee. Combine these features with a 0% introductory APR until November 2012 and no annual fee and you have a very strong business credit card.

Highlights
  • Get a 50% bonus on the cash back you earn every year.
  • Earn 1% cash back on every purchase, every day.
  • Save with 0% intro APR on purchases until November 2012.
  • Enjoy no annual fee.
  • Get online Quarterly and Year-End Summaries.
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption.
  • Earn unlimited cash rewards that don't expire.

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 1% cash back on all purchases.
  • Get a 50% bonus on the cash back you earn throughout the year—for example, if you earn $240 cash back during the year, you'll get a bonus of $120!

Redeem Rewards
  • Request your cash back anytime, online or by phone.
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% introductory APR until November 2012, then purchase APR.
  • Purchase APR: 14.9% - 19.9% variable APR.
  • Balance Transfers: No balance transfer fee, no introductory APR. The standard purchase APR will apply to all balance transfers.


Apply for Capital One® SparkSM Select Cash for Business

 
Card Details:

Purchase APR:14.9% - 19.9% variable
(0% until Nov 2012)
Features:1% cash back on all purchases, plus 50% bonus on the cash back you earn every year
Annual Fee :$0 first year; $59/year thereafter
Credit Needed:Excellent

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