Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business Review: Credit Cards

Credit Card
 
Apply for a Capital One® Spark® Cash for Business card
Rating:
Bottom Line:
Earn unlimited 2% cashback on all purchases with $250 bonus potential
Full Review:
5 2014-08-12 12:39:00 Capital One® Spark® Cash for Business offers your business a bountiful 2% cash back on all purchases. This is the highest cash back rate for all purchases we've found of any business credit card. Users also have the opportunity to earn a $250 cash bonus by spending $5,000 in the first 3 months and an extra $50 bonus after signing up for an employee card.

Highlights
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus—just spend $5,000 on purchases within the first 3 months.
  • Receive a $50 cash bonus by signing up for one or more employee cards.
  • Enjoy award-winning small business customer service.
  • $0 intro annual fee for the first year; $59 after that.
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption.
  • Earn unlimited cash rewards that don't expire.

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus—just spend $5,000 on purchases within the first 3 months.

Redeem Rewards
  • Request your cash back anytime, online or by phone
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • No annual fee first year, $59 per year thereafter.
  • Purchase APR: 13.9% - 20.9% (V) APR.
  • Balance Transfer APR: 13.9% - 20.9% (V) APR.
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Cash for Business card


 
Card Details:

Purchase APR:13.9% - 20.9% (V)
Features:$250 bonus after spending $5,000 in first 3 months; 2% cash back on all purchases
Annual Fee :$0 intro for first year; $59 after that
Credit Needed:Excellent/ Good

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.