Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business Review: Credit Cards

Credit Card
 
Apply for a Capital One® Spark® Cash for Business card
Rating:
Bottom Line:
Earn unlimited 2% cashback on all purchases with $250 bonus potential
Full Review:
5 2014-08-12 12:39:00 Capital One® Spark® Cash for Business offers your business a bountiful 2% cash back on all purchases. This is the highest cash back rate for all purchases we've found of any business credit card. Users also have the opportunity to earn a $250 cash bonus by spending $5,000 in the first 3 months and an extra $50 bonus after signing up for an employee card.

Highlights
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus—just spend $5,000 on purchases within the first 3 months.
  • Receive a $50 cash bonus by signing up for one or more employee cards.
  • Enjoy award-winning small business customer service.
  • $0 intro annual fee for the first year; $59 after that.
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption.
  • Earn unlimited cash rewards that don't expire.

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus—just spend $5,000 on purchases within the first 3 months.

Redeem Rewards
  • Request your cash back anytime, online or by phone
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • No annual fee first year, $59 per year thereafter.
  • Purchase APR: 13.9% - 20.9% (V) APR.
  • Balance Transfer APR: 13.9% - 20.9% (V) APR.
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Cash for Business card


 
Card Details:

Purchase APR:13.9% - 20.9% (V)
Features:$250 bonus after spending $5,000 in first 3 months; 2% cash back on all purchases
Annual Fee :$0 intro for first year; $59 after that
Credit Needed:Excellent/ Good

NextAdvisor Credit Cards Blog Headlines

Citi Double Cash Card: New Cash Back Card on the Block
The CitiŽ Double Cash Card (a NextAdvisor advertiser) is Citi's attempt to be a major player in the cash back credit card game. In recent years Citi has had great 0% Intro APR cards but has not been able to compete with some other major issuers when it came to the quality of their cash back [...]

5 Things Excellent Credit Can Do for You
Have you ever thought of how an excellent credit score may impact your life? It's no secret that there are a number of benefits to having a high score. Simply put, it can affect many of your current and future financial decisions. If your credit is excellent, for instance, you have a better chance at [...]

How Well Do You Know Your Credit Card?
Credit cards are a go-to form of payment for millions and millions of people throughout this country. Since they play such an important role in all of our lives, it's essential to make sure we understand nearly every aspect of our credit cards, considering we're the ones who have to foot the bill. How well [...]

Capital One® Spark® Cash for Business Forum Posts


About UsBlogContact Us Forums Terms & Privacy PolicyAffiliate ProgramSite Map
NextAdvisor.com is a BBB Accredited Information Bureau in San Francisco, CA

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.