Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business Review: Credit Cards

Credit Card
 
Apply for a Capital One® Spark® Cash for Business card
Rating:
Bottom Line:
Earn unlimited 2% cashback on all purchases with $250 bonus potential
Full Review:
5 2014-11-18 08:33:14 Capital One® Spark® Cash for Business offers your business a bountiful 2% cash back on all purchases. This is the highest cash back rate for all purchases we've found of any business credit card. Users also have the opportunity to earn a $250 cash bonus by spending $5,000 in the first 3 months and an extra $50 bonus after signing up for an employee card.

Highlights
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus once you spend $5,000 on purchases within the first 3 months.
  • Cash rewards don't expire, and there are no categories to limit where or what you buy.
  • Receive a $50 cash bonus by signing up for one or more employee cards.
  • $0 intro annual fee for the first year; $59 after that.
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption.
  • No foreign transaction fees.
  • Earn unlimited cash rewards that don't expire.

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $250 cash bonus—just spend $5,000 on purchases within the first 3 months.

Redeem Rewards
  • Request your cash back anytime, online or by phone
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • No annual fee first year, $59 per year thereafter.
  • No foreign transaction fees.
  • Purchase APR: 13.9% - 20.9% Variable APR.
  • Balance Transfer APR: 13.9% - 20.9% Variable APR.
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Cash for Business card


 
Card Details:

Purchase APR:13.9% - 20.9% Variable
Features:$250 bonus after spending $5,000 in first 3 months; 2% cash back on all purchases
Annual Fee :$0 intro for first year; $59 after that
Credit Needed:Excellent/ Good

NextAdvisor Credit Cards Blog Headlines

How to Rebuild Your Credit Score with a Credit Card
Having poor credit can be a real headache. Poor credit means high interest rates on your credit cards and auto loans. It also means you'll be more likely to be turned down for future loans, and you'll miss out on earning valuable credit card rewards. If you're able to get a mortgage, expect to pay [...]

Chase Freedom Offers $200 Bonus
Just in time for the holiday season, Chase Freedom is offering a limited-time $200 intro bonus after spending $500 in the first 3 months of card ownership. That's a pretty hefty bonus just for making your regular purchases, particularly in the season people tend to be spending more money on gifts, vacations, meals and other [...]

Personal and Business Credit Cards: What's the Difference?
With so many different kinds of credit cards out there, from cash back and travel rewards to 0% intro APR, it can be difficult to decide which card is best for you. To make matters more complicated, you might come across small business credit cards that offer similar rewards but that are marketed toward people [...]

Capital One® Spark® Cash for Business Forum Posts


About UsBlogContact Us Forums Terms & Privacy PolicyAffiliate ProgramSite Map
NextAdvisor.com is a BBB Accredited Information Bureau in San Francisco, CA

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.