Capital One® Spark® Cash for Business Review Credit Card 5 2016-08-25 11:24:44

Capital One® Spark® Cash for Business Review

Apply for a Capital One® Spark® Cash for Business card
Rating:
Bottom Line:
Earn unlimited 2% cashback on all purchases with $500 bonus potential

Full Review:
Capital One® Spark® Cash for Business is a great choice for all business who want to earn generous cash back rewards.

It starts off with an unlimited 2% cash back on every single purchase - the highest cash back rate for all purchases we've found of any business credit card. Your rewards won't expire and you can redeem your cash back in any amount you'd like, a nice touch as some cards have minimum redemption requirements of $25-$50. That's followed up with a hefty $500 cash bonus once you spend $4,500 on purchases within the first 3 months. You can boost your cash back rewards further by taking advantage of the free employee cards. Employee card purchases will earn cash back rewards that accrue towards your account, a nice perk. And the international traveler will appreciate that there are no foreign transaction fees when making purchases outside the U.S.

Other benefits include purchase security, extended warranty protection and travel and emergency services.

Highlights
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months.

Redeem Rewards
  • Request your cash back anytime, online or by phone
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • Annual Fee: $0 intro for first year; $59 after that
  • Foreign Transaction Fees: None
  • Purchase APR: 17.24% (Variable).
  • Balance Transfer APR: 17.24% (Variable).
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Cash for Business card

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Card Details

Purchase APR:17.24% (Variable)
Features:$500 bonus once you spend $4,500 on purchases within the first 3 months; 2% cash back on all purchases
Annual Fee:$0 intro for first year; $59 after that
Credit Needed:Excellent, Good

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