Credit Cards FAQ

Frequently Asked Questions about Credit Cards

    Can I get a credit card that will give me airline miles?

    There are many credit cards that allow you to earn frequent flyer miles when you charge purchases to your card. These credit cards tend to charge annual fees and often impose slightly higher interest rates. If you travel frequently or spend a fairly significant amount of money using your credit card, then a card that rewards you with airline miles may benefit you greatly. If you only use your credit card occasionally, or for less expensive purchases, it will take you a very long time to accumulate enough miles for even a cheap domestic flight. In this case, you would most likely be better off with a different type of rewards card, or a card that does not offer rewards but charges a lower APR and no annual fee.

    Return to Credit Cards FAQs


Search our site for more information about Credit Cards:

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Bottom line: Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Citi® Diamond Preferred® Card

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Chase Freedom® Visa - $200 Bonus Cash Back

Bottom line: Our top choice for cash back rewards with $200 bonus opportunity and 1-5% back on purchases
Southwest Airlines Rapid Rewards® Plus Card from Chase

Bottom line: Top travel rewards program contender with a value of $0.017 per point for flights, free flight with first purchase, excellent choice for frequent Southwest fliers
Escape by Discover® Card

Bottom line: Strong travel rewards card; 0% intro APR on balance transfers and purchases; earn up to 25,000 bonus miles in 25 months
Citi Simplicity® Card

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees
Blue Cash Everyday<sup><small>SM</small></sup> from American Express

Bottom line: Up to 3% cash back on everyday spending; $100 cash back bonus; unlimited cash back; 0% intro APR
Citi® Platinum Select® Visa®

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Discover® More Card - No Balance Transfer Fee

Bottom line: Best card for balance transfers; No balance transfer fee, 12-month 0% intro APR on purchases & balance transfers, up to 5% cash back.

Compare Credit Cards


Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most of the services we review. Our editors thoroughly research and whenever possible test each service we review and offer their honest opinions about each one. We are independently owned and operated and all opinions expressed on this site are our own.