Credit Cards FAQ

Frequently Asked Questions about Credit Cards

    Can I get a credit card that will give me airline miles?

    There are many credit cards that allow you to earn frequent flyer miles when you charge purchases to your card. These credit cards tend to charge annual fees and often impose slightly higher interest rates. If you travel frequently or spend a fairly significant amount of money using your credit card, then a card that rewards you with airline miles may benefit you greatly. If you only use your credit card occasionally, or for less expensive purchases, it will take you a very long time to accumulate enough miles for even a cheap domestic flight. In this case, you would most likely be better off with a different type of rewards card, or a card that does not offer rewards but charges a lower APR and no annual fee.

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Top Credit Cards

Capital One® Venture<sup><small>SM</small></sup> Rewards Credit Card

Bottom line: Travel rewards card winner with a value of $2 for every $100 spent, no blackout dates or restrictions
Citi Simplicity® Card

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees
Capital One® Cash Rewards - $100 Cash Back Bonus

Bottom line: Effective 1.5% cash back on all purchases; 0% intro APR on purchases and balance transfers; $100 bonus opportunity
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Bottom line: Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Citi® Diamond Preferred® Card

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
United MileagePlus® Explorer Card

Bottom line: Good choice for United flyers who want to earn free flights with great perks; flight redemption value of $1.94
Southwest Airlines Rapid Rewards® Plus Card from Chase

Bottom line: Excellent choice for frequent Southwest fliers; strong travel rewards analysis contender; free flight with first purchase
Escape by Discover® Card

Bottom line: Top travel rewards contender; 0% intro APR on balance transfers and purchases; earn up to 25,000 bonus miles in 25 months
Blue Cash Everyday<sup><small>SM</small></sup> Card from American Express

Bottom line: Up to 3% cash back on everyday spending; $100 cash back bonus; unlimited cash back; 0% intro APR
Citi® Platinum Select® Visa®

Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Discover® More Card

Bottom line: 15-month 0% intro APR on purchases & balance transfers, up to 5% cash back.

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