Barclaycard CashForward™ World Mastercard® Barclaycard CashForward™ World Mastercard<sup>®</sup>
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Barclaycard CashForward™ World Mastercard® Review

Apply for a Barclaycard CashForward™ World Mastercard®
Rating:
Bottom Line:
1.5% on all purchases; $200 bonus; unlimited cash back; 15-mo 0% APR on balance transfers and purchases.

Full Review:
As Barclaycard's first inroad to the cash back card market, Barclaycard CashForward™ World Mastercard® is a very strong choice. It starts off with an unlimited 1.5% cash back all on your purchases. The flat cash back rate is convenient because it means you don't need to worry about signing up for special categories each quarter, or about earning different percentages in different categories. You'll also earn a huge $200 bonus after spending $1,000 on the card in the first 90 days. In addition, the card offers a lengthy 0% intro APR on purchases and balance transfers.

On top of all these great cash back rewards, Barclaycard CashForward™ World Mastercard® offers an ongoing 5% bonus each time you redeem your rewards, which you can use towards your next cash back redemption. For example, after redeeming $100 in rewards you'll earn an extra $5 which will be deposited into your Rewards account. This is a great ongoing bonus, bringing your total effective earnings to about 1.575%. The card does have a minimum redemption of $50, which is slightly higher than that of comparable cash back cards (typically about $25), but for the extra 5% bonus it's worth it. You do need excellent credit to qualify for this card, so if your credit report is less-that-perfect, consider the Wells Fargo Cash Wise Visa Card, which only requires good credit, offers a $200 bonus and has great cash back rewards.

Barclaycard CashForward™ World Mastercard® also features a 15-month 0% intro APR on purchases and balance transfers, which is nice if you want to save money on interest fees on new purchases or by consolidating balances from other high-APR cards onto this one. If you'd like to take advantage of the balance transfer APR, you do need to transfer your balances within the first 45 days of card ownership, and there is a 3% balance transfer fee. There is no annual fee, but the card does have a foreign transaction fee, so if you plan on using it internationally it may not be the best choice.

Overall Barclaycard CashForward™ World Mastercard® is a good cash back card choice, especially if you'd enjoy a generous $200 intro bonus, want a card with a flat cash back rate, and would like to take advantage of a 0% intro APR on purchases and balance transfers.

Highlights from Barclaycard
  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee

Redeem Rewards
  • Redeem reward dollars for statement credits in increments of $50 whenever your total available reward dollar balance is $50 or more.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: 3%
  • Purchase APR: 0% for 15 months, then 15.99%, 20.99% or 25.99% Variable.
  • Balance Transfer APR: 0% for 15 months (on balance transfers made within 45 days of account opening), then 15.99%, 20.99% or 25.99% Variable.
  • Balance Transfer Fee: 3%, Minimum $5.


Apply for a Barclaycard CashForward™ World Mastercard®

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Card Details

Features:1.5% cash back on all purchases, $200 bonus after spending $1,000 in first 90 days
Purchase APR:0% for 15 months, then 15.99%, 20.99% or 25.99% Variable
Balance Transfer APR:0% for 15 months (on balance transfers made within 45 days of account opening), then 15.99%, 20.99% or 25.99% Variable
Annual Fee:$0
Credit Needed:Excellent

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