Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases

Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases Review: Credit Cards

Credit Card
 
Apply for a Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases
Rating:
Bottom Line:
Travel rewards card winner with a value of $2 for every $100 spent, 12 month 0% intro APR & 40k intro bonus miles (equivalent to $400)
Full Review:
5 2014-03-05 11:47:15 Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases earned first place in our 2014 Travel Rewards Credit Card Analysis as the travel card with the highest point value. Featuring a flight and hotel point value of $2 for $100 spent, it offers very generous rewards to its cardholders and even provides an extra 10% point bonus when you spend your miles on travel. To top it of off, new cardholders earn 40,000 bonus miles after spending $3,000 in the first 3 months of card membership, equal to a huge $400 bonus.

Cardholders will earn 2 miles per dollar spent on all purchases, a step above many travel cards who only offer extra mile earnings for purchases in specific categories. And the miles are easy to use too; just book your travel and then redeem your miles for a statement credit. Cardholders can use their miles to travel on any airline to any destination without seat restrictions or travel blackout dates. Plus, if you pay for travel with your miles you'll get 10% of these miles back, which is equivalent to a 10% bonus. For example, redeeming 10,000 miles for travel will get you 1,000 miles deposited into your Rewards bank. This is a significant perk, making it easy to save even more money on travel and enjoy extra rewards toward future travel purchases. In addition, cardholders will enjoy a 0% APR on purchases and balance transfers for 12 months, earn 40,000 bonus miles after spending $3,000 in the first 3 months of card membership — equal to a whopping $400 — and they won't have to pay foreign transaction fees if they travel outside the U.S.. Plus users can opt-in to receive free FICO® Scores.

Highlights
  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
  • Earn 2X miles on all purchases.
  • No mileage caps or foreign transaction fees.
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back).
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions.
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days.
  • Complimentary online FICO® Score access for Arrival cardmembers.

Rewards
  • Earn 2X miles on all your purchases.
  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back).
  • No foreign transaction fees.

Redeem Rewards
  • Redeem miles for travel, statement credits, gift cards or merchandise.
  • Redeem your miles by booking your flight and redeeming miles for a statement credit. Or redeem your miles for a statement credits toward cruises, car rentals, hotels and more.
  • Minimum redemption amount is 2,500 miles.

Fees and APR
  • Annual Fee: $89 - Waived first year.
  • 0% Intro APR: 0% introductory APR for 12 months on purchases and balance transfers, then Purchase APR.
  • Purchase APR: 14.99% or 18.99%* Variable APR, depending on credit history.
  • Balance Transfer Fees: Balance transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater


Apply for a Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases


 
Card Details:

Purchase APR:0% for 12 months, then 14.99% or 18.99%* Variable
Features:Earn 2 miles per dollar spent on all purchases; 40,000 bonus miles when you spend $3,000 in first 90 days
Annual Fee :$89 - Waived first year
Credit Needed:Excellent/ Good

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