BankAmericard Travel Rewards® Credit Card Review Credit Card 5 2017-06-06 13:14:20

BankAmericard Travel Rewards® Credit Card Review

Apply for a BankAmericard Travel Rewards® Credit Card
Rating:
Bottom Line:
Great value of 1.5 points for every $1 in purchases plus an Introductory APR offer; 20,000 bonus points offer; no foreign transaction fees

Full Review:
The BankAmericard Travel Rewards® credit card makes earning and redeeming travel rewards easy and offers a great incentive to become a Bank of America® customer if you aren't one already. Cardholders earn a straightforward 1.5 points for every $1 they spend on purchases. Redeeming your earned points is simple - just pay for your travel with your card and use your points towards a statement credit for all or a portion of your travel purchases. The card placed well in our Travel Rewards Credit Card Analysis, with an average $1.50 flight and hotel redemption value for every $100 spent. As an added perk, customers with another qualifying Bank of America® account automatically get a 10% bonus on every purchase. And if you're a Gold, Platinum or Platinum Honors Bank of America customer, you'll earn even more of a bonus - from 25% to 75%! Plus, users will earn a 20,000 point bonus after spending $1,000 in purchases in the first 90 days; that can be $200 off your next travel purchase. Cardholders will also benefit from no foreign transaction fees when they travel outside the United States.

Highlights
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.74% - 23.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Rewards
  • No limit to the total number of points you can earn and points don't expire.
  • Earn 1.5 points for every dollar spent on purchases.
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
  • 20,000 bonus points if you make at least $1,000 in purchases in the first 90 days - that can be $200 statement credit towards travel purchases.

Redeem Rewards
  • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases.

Fees and APR
  • Annual Fee: $0.00.
  • Purchase APR: 0% Introductory APR on purchases for 12 billing cycles, then 15.74% - 23.74% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 15.74% - 23.74% Variable APR on balance transfers, depending on credit history.
  • Balance Transfer Fee: 3% of the amount of each transaction or $10, whichever is greater.
  • Foreign Transaction Fee: None
  • Penalty APR: up to 29.99% APR.
  • Terms and Conditions


Apply for a BankAmericard Travel Rewards® Credit Card

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Card Details

Features:Earn 1.5 points per $1 spent on all purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days
Purchase APR:0% Introductory APR on purchases for 12 billing cycles, then 15.74% - 23.74% Variable APR on purchases
Balance Transfer APR:15.74% - 23.74% Variable APR on balance transfers
Annual Fee:$0.00
Credit Needed:Excellent/Good

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