BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card Review: Credit Cards

Credit Card
 
Apply for a BankAmericard Cash Rewards™ Credit Card
Rating:
Bottom Line:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus opportunity
Full Review:
5 2014-06-24 11:09:10 The BankAmericard Cash Rewards™ Credit Card is a great cash back card that also lets cardholders save money with a 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in first 60 days, then, 12.99% - 22.99% variable APR. The cash back rewards are generous, with 3% cash back on gas and 2% cash back at grocery stores for up to $1,500 in combined gas and grocery store purchases each quarter, and 1% cash back on all other purchases. This card will particularly appeal to existing Bank of America customers (or those who want to become Bank of America customers), as it offers them a 10% cash reward bonus when they redeem their cash back rewards directly into their Bank of America checking or savings account. Plus, cardholders will earn a $100 online-exclusive bonus after making at least $500 in purchases within the first 90 days of card ownership (note: the card must be applied for online to receive the bonus).

Highlights
  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter.
  • Bank of America customers: Get an ongoing 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account.
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR.
  • No annual fee
  • No changing categories and your rewards do not expire

Rewards
  • Earn 3% cash back on gas and 2% cash back at grocery stores for the first $1,500 in combined grocery store and gas purchases each quarter.
  • Earn 1% cash back on all other purchases everywhere, every time.
  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • Bank of America customers will earn a 10% cash reward bonus when they redeem their rewards directly into their Bank of America checking or savings account.

Redeem Rewards
  • Redeem as a statement credit, a check, an electronic deposit to a checking or savings account of your choice, a payment towards a mortgage loan with Bank of America (excluding reverse mortgages) or a third party mortgage lender, or a charitable contribution.

Fees and APR
  • No annual fee.
  • 0% Intro APR: 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in first 60 days, then, 12.99% - 22.99% variable APR.
  • Purchase APR: 12.99% - 22.99% variable, depending on credit history.
  • Balance Transfers: Balance transfer fee is 3% of the amount of each transfer, or $10, whichever is greater.


Apply for a BankAmericard Cash Rewards™ Credit Card


 
Card Details:

Purchase APR:0% Intro for 12 billing cycles,
then 12.99%-22.99% variable
Features:Earn 2% cash back at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter, 1% cash back on other purchases, $100 online-exclusive bonus opportunity
Annual Fee :$0
Credit Needed:Excellent

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder or private label issuers. We may also review cards from other issuers in select cases. We are independently owned and operated and all opinions expressed on this site are our own.