Compare Balance Transfer Credit Cards

Balance Transfer Credit Card Reviews & Prices

Updated 05-22-2013

Name & Card	Balance Transfer APR	Annual Fee	Purchase APR	Credit Needed Don't know your credit rating? Find out how to get your credit score for FREE with our top-reviewed credit monitoring services	Features	Our Rating & Bottom Line
Slate® from Chase
	0% for 15 months	None	0% for first 15 months, then 11.99%-21.99%	Good	$0 introductory balance transfer fee during first 60 days your account is open; 0% intro APR on purchases and transfers	Our Rating: Great choice for balance transfers; Only card with $0 intro balance transfer fee, 0% intro APR on purchases & transfers for 15 months Apply Now | Read Review
Citi Simplicity® Card
	0% for 18 months	$0	0% for first 18 months, then 12.99% - 21.99% (V)	Good	Save money with a 0% intro APR on purchases and transfers, no late fees	Our Rating: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees Apply Now | Read Review
Citi® Diamond Preferred® Card
	0% for 18 months	$0	0% for first 18 months, then 11.99% - 21.99% (V)	Good	Save money with a 0% intro APR on purchases and transfers	Our Rating: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low Apply Now | Read Review
Discover it® Card - Balance Transfer
	0% for 18 months	None	0% for first 6 months, then 10.99% - 20.99%	Good	5% cash back on purchases within select categories; 1% on all other purchases	Our Rating: Combines an 18-month 0% intro APR on balance transfers with a low ongoing APR Apply Now | Read Review
Name & Card	Balance Transfer APR	Annual Fee	Purchase APR	Credit Needed Don't know your credit rating? Find out how to get your credit score for FREE with our top-reviewed credit monitoring services	Features	Our Rating & Bottom Line
BankAmericard® Visa®
	0% for 15 billing cycles, then 10.99%-20.99% variable	None	0% for 15 billing cycles, then 10.99%-20.99% variable	Excellent	0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in first 60 days, then a variable APR between 10.99% - 20.99% on Purchases and Balance Transfers	Our Rating: Combines a low intro APR offer with a competitive ongoing APR Apply Now | Read Review
Capital One® Platinum Prestige Credit Card
	0% until Sept 2014	$0	0% until Sept 2014, then 10.9% - 18.9% (V)	Excellent/ Good	Save money with a 0% intro APR on purchases and transfers	Our Rating: 15-month 0% intro and balance transfer APR period, low ongoing APR Apply Now | Read Review
Barclaycard® Ring Mastercard®
	Purchase APR	None	8.00% (Variable)	Excellent	Very low ongoing APR, No balance transfer fee, users help manage card program and participate in profits	Our Rating: Combines the lowest ongoing APR on purchases & balance transfers we've seen with no balance transfer fee; No 0% intro APR; includes a unique profit sharing program Apply Now | Read Review
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
	0% for 15 months	None	0% for the first 15 months, then 13.99%-22.99%	Good	$100 cash back after spending $500 in first 3 months; 1% cash back on all purchases, 5% in rotating spending categories	Our Rating: Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity Apply Now | Read Review
Name & Card	Balance Transfer APR	Annual Fee	Purchase APR	Credit Needed Don't know your credit rating? Find out how to get your credit score for FREE with our top-reviewed credit monitoring services	Features	Our Rating & Bottom Line
BankAmericard® Better Balance Rewards™ Credit Card
	0% for 12 billing cycles, then 11.99%-21.99% variable	None	0% for 12 billing cycles, then 11.99%-21.99% variable	Excellent	0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in first 60 days, then a variable APR between 11.99% - 21.99% on Purchases and Balance Transfers	Our Rating: Features a low intro APR offer with an incentive for paying more than the monthly minimum on time each month Apply Now | Read Review
BankAmericard Cash Rewards™
	0% for 12 billing cycles, then 12.99%-22.99% variable	None	0% for 12 billing cycles, then 12.99%-22.99% variable	Excellent	$100 cash back after spending $500 in purchases in first 90 days. Earn 3% cash back on gas, 2% cash back on groceries, 1% cash back on other purchases. 0% Intro APR for balance transfers made in the first 60 days, then a variable APR.	Our Rating: Combines great cash back rewards with an Introductory APR offer; $100 bonus opportunity Apply Now | Read Review
Barclay Rewards Mastercard®
	0% for 12 months	None	0% for 12 months, then 14.99%-24.99% (Variable)	Excellent	$50 cash back after first purchase; 2 points per $1 on gas, grocery and utilities; 1 point per $1 on everything else	Our Rating: 0% APR on purchases and balance transfers for 12 months; strong rewards program; $50 cash back after first purchase Apply Now | Read Review
U.S. Bank Visa® Platinum Card
	0% for 15 months	None	0% for 15 months, then 9.99% - 23.99%	Good	Save money with a 0% intro APR on purchases and transfers	Our Rating: 15-month 0% APR intro and balance transfer APR period Apply Now | Read Review
Name & Card	Balance Transfer APR	Annual Fee	Purchase APR	Credit Needed Don't know your credit rating? Find out how to get your credit score for FREE with our top-reviewed credit monitoring services	Features	Our Rating & Bottom Line
Citi ThankYou® Card
	0% for 15 months	$0	0% for first 15 months, then 12.99% - 22.99%	Good	Earn 1 point for per $1 spent on all purchases	Our Rating: 0% APR on purchases and balance transfers for 15 months, earn rewards to spend on cash, travel and more. Apply Now | Read Review
Barclay Rewards Mastercard® - Average Credit
	0% for 6 months	None	0% for 6 months, then 24.99% (Variable)	Average	2 points per $1 on gas, grocery and utilities; 1 point per $1 on everything else	Our Rating: Great choice for those with average credit; 0% APR on purchases and balance transfers for 6 months; strong rewards program Apply Now | Read Review

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*Please note that these results are estimates provided by NextAdvisor.com and are not endorsed or approved by the credit card issuers. Your actual APR may vary based on the credit card issuer's determination of your creditworthiness. Due to rounding, the Total Interest & Fees may not always be the sum of the Balance Transfer Fee, Total Interest Paid and Annual Fee. For our interest charge estimates we assumed that all cards use the Average Daily Balance finance charge calculation method. We further assumed 30 days in each period. The formula used was Interest Charges = Avg Daily Balance * APR/360 days * 30 days. The Balance Transfer fees were also estimated based on the terms and conditions indicated by each provider. If there were any introductory Balance Transfer fee terms, we assumed those applied and that the user transferred their balance during this period. We assumed any Annual Fees were billed in the first month of card ownership and every 12 months thereafter. Note that each card has its own terms and conditions for balance transfers and finance change calculations that may differ from what we have here. Check your cardholder agreement as your terms and conditions may differ. In general, cardholders may not transfer more than their approved credit limit for that card.