Are some card-issuing banks better than others?

Which card-issuing bank is ideal for you depends on your specific credit needs. There is no single credit card for everyone, and the issuing bank is less important than the terms of the card offer. Each credit card has different terms, regardless of the card-issuing bank, so focus on whether the terms are appropriate to your financial situation and credit needs.

Return to credit card FAQs

Search our blog archives and frequently asked questions for more information about Credit Cards

Recently answered questions about Credit Cards:

Are the monthly fees per person or per family?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way. Q: Are the monthly fees you cite per person or per family? The reason I ask is that I was recently told by [...]

How do we receive a list of retailers in the Citi Bonus Cash Centers?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way. Q: How do we receive a list of retailers in the Citi Bonus Cash Centers? A: There are currently 574 retailers that provide [...]