Applied Bank® Secured Visa® Gold Card Review: Credit Cards

	Apply for Applied Bank® Secured Visa® Gold Card
Rating:
Bottom Line:	Good choice for those with poor credit; Experian and TransUnion credit reporting
Full Review:	AppliedBank® Secured Visa® Gold Card is a secured credit card, a good choice for individuals who have no or limited credit history, or have past or current credit issues. There is no annual fee and although it only reports to 2 credit bureaus and not all 3, the credit bureau reporting feature should still help your rebuild your credit history. Secured Credit Card Guaranteed by your funds, which act as a "security deposit" in case you default on the loan extended by the credit card company. Security deposit will be refunded in full if your account is up-to-date and paid on time when you close out your card. Looks and works like any other credit card, so it won't be apparent to others that this is a secured card. No credit check required, you just fund the card by depositing money into a FDIC-insured account. Helps Credit History Helps boost your credit history by reporting to all Experian and TransUnion credit bureaus every month so you can establish or rebuild your credit. (note: does not report to Equifax) Looks like any other credit card on the credit reports. If you have a secured card, it does not indicate so in any way, a nice feature. If you make your payments on time, you can help improve your credit score with good payment behavior. Fees and APR No annual fee. Purchase APR: 9.99% (Fixed) APR. No grace period is provided. Balance Transfer APR: balance transfers not permitted. Minimum deposit required is $200 and the maximum deposit is $5,000. Apply for Applied Bank® Secured Visa® Gold Card

Card Details:

Purchase APR:	9.99% (Fixed)
Features:	Secured Visa card for those with poor or no credit
Annual Fee :	$0
Credit Needed:	Reports to Experian and TransUnion credit bureaus every month

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Applied Bank® Secured Visa® Gold Card Review: Credit Cards

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