Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express Review: Credit Cards

Credit Card
 
Apply for a Starwood Preferred Guest® Credit Card from American Express
Rating:
Bottom Line:
Great travel card with high hotel redemption value of $2.82; 25K bonus point opportunity
Full Review:
5 2015-02-10 08:44:44 Starwood Preferred Guest® Credit Card from American Express (a NextAdvisor advertiser) did very well in our 2014 Travel Rewards Credit Card Analysis, coming in second place in the Best Average Flight & Hotel Rewards category with the highest hotel redemption value of any card we looked at - a $2.82 value for every $100 spent. The high hotel redemption point value makes it a great choice for anyone staying at Starwood hotels who'd like to earn free nights and flights. The card's average value for both flights and hotels was also lofty at $2.11 per $100 spent.

Highlights
  • Earn up to 25,000 bonus Starpoints®.
  • Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.
  • Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates.
  • Some hotels may have mandatory service and resort charges.
  • Starpoints stay active as long as you continue to spend on your Card.
  • $0 introductory annual fee for the first year, then $65.
  • Terms and Restrictions Apply.

Rewards
  • No blackout dates.
  • Earn 10K bonus Starpoints after your first purchase.
  • Earn additional 15,000 Starpoints when you spend $5,000 in first 6 months.
  • Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
  • Earn 1 Starpoint for every eligible dollar spent everywhere else.

Redeem Rewards
  • Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates.
  • Hotel Redemption: Hotels in the Starwood quiver include Sheraton, The Westin, W, Le Meridien and the St. Regis. Each of these hotels fits into a category ranging from 1 to 7 based on decor, amenities, prestige and destination. Starwood lets customers know upfront the number of points required to receive a free night based on the category the hotel falls into. Category 1 hotels cost between 2,000 to 3,000 points a night while Category 7 hotels are 30,000 to 35,000 points. We found their published point costs to match the actual point costs when booking a room.
  • Flight Point Redemption: Members can use Starpoints to purchase flights on a large variety of partner airlines, including Alaska Airlines, Hawaiian Airlines, US Airways, United and Virgin Atlantic. Basically when users book flights on the Starwood site, their Starpoints are being exchanged for miles on the airline of their choice. Almost all airlines offer a 1 to 1 transfer ratio of Starpoints, except United and Continential who require 2 Starwood points for every mile.

Fees and APR
  • $0 annual fee first year; $65 per year thereafter.
  • Purchase APR: 15.24%-19.24% (Variable), depending on creditworthiness.
  • Balance Transfer APR: Purchase APR on balance transfers requested within 30 days of account opening, based on your creditworthiness. Balance transfer fee is $5, or 3% of the amount of each transfer, whichever is greater.


Apply for a Starwood Preferred Guest® Credit Card from American Express

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

 
Card Details:

Purchase APR:15.24%-19.24% (Variable)
Features:2 Starpoints® per $1 of eligible purchases charged directly with hotels & resorts participating in SPG® program, 1 Starpoint® per $1 spent on eligible purchases
Annual Fee :$0 introductory annual fee for the first year, then $65
Credit Needed:Excellent

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