American Express® Premier Rewards Gold Card

American Express® Premier Rewards Gold Card Review: Credit Cards

 
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Rating:
Bottom Line:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity
Full Review:
If you have good credit, are able to pay off your balance in full each month, and don't mind paying an annual fee in exchange for top of the line rewards and benefits, the American Express® Premier Rewards Gold Card is perfect for you.

Rewards
  • Points have no limit or expiration date.
  • Earn 25,000 points for spending $2,000 in the first 3 months.
  • Earn three points per dollar spent on airfare, two points per dollar spent on gas and groceries, and one point per dollar spent on all other purchases.
  • Points are not awarded for balance transfers, cash advances or various fees and charges from American Express.

Redeem Rewards
  • Redeem points for travel, entertainment, dining, or merchandise.
  • Minimum redemption of 5,000 points.
  • There are a wide variety of additional benefits and services, including early access to preferred seating at sought-after events with the Gold Card Events program.


Fees and APR
  • No annual fee for first year, then annual fee of $175.00.
  • Purchase APR: No interest charges—you pay your balance in full each month.
  • Late fee varies depending on the state, from zero to $35.00 or 2.99% of the delinquent balance.


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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
 
Card Details:

Purchase APR:N/A
Features:25,000 points for $2,000 spent in first 3 mos; 3 points per $1 spent on airfare, 2 points per $1 spent on gas and groceries, 1 point per $1 spent on all other purchases.
Annual Fee :$0 first year; $175/year thereafter
Credit Needed:Good

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