American Express® Gold Card

American Express® Gold Card Review: Credit Cards

 
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Rating:
Bottom Line:
Unlimited point earning combined with unique membership benefits
Full Review:
The American Express® Gold Card is a great fit for those who have good credit, are able to pay off their balance in full each month and want to take advantage of exclusive membership perks. Member advantages include exclusive access to tickets for select events, purchase protection and paying no interest (because you pay in full every month). The only caveat is that after that first year (which is free) there is an annual $125 fee.

Rewards & Benefits
  • No pre-set spending limit and pay no interest—just pay your card balance in full each month.
  • Points have no limit or expiration date.
  • Earn one point per dollar spent on all purchases.
  • Exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
  • Points are not awarded for balance transfers, cash advances or various fees and charges from American Express.

Redeem Rewards
  • Redeem points for travel, entertainment, dining, or merchandise.
  • Minimum redemption of 5,000 points.
  • There are a wide variety of additional benefits and services, including early access to preferred seating at sought-after events with the Gold Card Events program.


Fees and APR
  • $0 first year, $125 per year thereafter.
  • Purchase APR: No interest charges—you pay your balance in full each month.
  • Late fee varies depending on the state, from zero to $35.00 or 2.99% of the delinquent balance.


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Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
 
Card Details:

Purchase APR:N/A
Features:1 point per $1 spent on all purchases.
Annual Fee :$0 first year, $125/year thereafter
Credit Needed:Good

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