Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express Review: Credit Cards

Credit Card
 
Apply for a Blue Cash Preferred® Card from American Express
Rating:
Bottom Line:
Up to 6% cash back on everyday spending; $100 bonus and 1 yr of Amazon Prime; 0% APR on purchases and balance transfers for 15 months
Full Review:
5 2014-11-18 08:39:10 Blue Cash Preferred® Card from American Express (a NextAdvisor advertiser) earns users an amazing 6% cash back at US supermarkets (up to $6,000 in purchases), 3% at US gas stations and select US department stores as well as 1% on everything else. Combine those high cash back earnings with a $100 bonus (redeemable for $100 statement credit) and one year of Amazon Prime after you spend $1,000 in the first 3 months and you'll got a great cash back card. Plus you'll enjoy an introductory 0% APR for 15 months on purchases and balance transfers, a great way to save money on interest fees until 2016. Although there is a $75 annual fee, if you have the spending habits of most people you'll more than earn it back each year.

Highlights
  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

Rewards
  • Unlimited cash back rewards (6% cash back on groceries is capped at $6K annually, after that you'll earn 1%).
  • Get $100 back and one year of Amazon Prime after you spend $1,000 on purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets (excluding superstores and warehouse clubs) up to $6,000. After the first $6,000 of purchases in a calendar year users will earn 1% cash back.
  • Earn 3% at U.S. gas stations and department stores.
  • Earn 1% on all other eligible purchases.

Redeem Rewards
  • Redeem reward dollars for statement credits in increments of $25 whenever your total available reward dollar balance is $25 or more.
  • Minimum redemption is 25 reward dollars.

Fees and APR
  • $75 annual fee.
  • 0% Intro APR: 0% APR introductory rate for 15 months on purchases and balance transfers, then purchase APR.
  • Purchase APR: 12.99% - 21.99% Variable, depending on credit history.
  • Balance Transfer Fee: Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.


Apply for a Blue Cash Preferred® Card from American Express

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

 
Card Details:

Purchase APR:0% for 15 months, then 12.99%-21.99% Variable
Features:6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. $100 intro bonus & 1 yr of Amazon Prime after spending $1K in first 3 mos.
Annual Fee :$75
Credit Needed:Excellent

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