Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express Review: Credit Cards

 
Apply for a Blue Cash Preferred® Card from American Express
Rating:
Bottom Line:
Up to 6% cash back on everyday spending with unlimited cash back; 100 Reward Dollars bonus; 0% APR on purchases and balance transfers for 15 months
Full Review:
Blue Cash Preferred® Card from American Express earns users an amazing 6% cash back at supermarkets (up to $6,000 in purchases), 3% on gas and at department stores and 1% on everything else. Combine those high cash back earnings with a 100 Reward Dollars bonus (redeemable for $100 statement credit) and an introductory 0% APR for 15 months on purchases and balance transfers and you'll got a great cash back card. Plus cardmembers will receive a one year Amazon Prime membership - good for 2 day free shipping on millions of items - just in time for the holidays (spending requirements apply).Although there is a $75 annual fee, if you have the spending habits of most people you'll more than earn it back each year.

Highlights
  • Get 100 Reward Dollars, redeemable for a $100 statement credit, after you make $1,000 in purchases with your new Card in the first three months.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Plus, get one year of Amazon Prime after you sign up for a new membership with your Card and meet the spending requirement in the same time period.
  • As an Amazon Prime member, you get unlimited FREE Two-Day Shipping on millions of items.
  • Terms and Restrictions Apply.

Rewards
  • Unlimited cash back rewards.
  • Earn $100 cash back if you spend $1,000 within the first 3 months of receiving the card.
  • Earn 6% cash back at U.S. supermarkets (excluding superstores and warehouse clubs) up to $6,000. After the first $6,000 of purchases in a calendar year users will earn 1% cash back.
  • Earn 3% at U.S. gas stations and department stores.
  • Earn 1% on all other eligible purchases.

Redeem Rewards
  • Redeem reward dollars for statement credits in increments of $25 whenever your total available reward dollar balance is $25 or more.
  • Minimum redemption is 25 reward dollars.

Fees and APR
  • $75 annual fee.
  • 0% Intro APR: 0% APR introductory rate for 15 months on purchases and balance transfers, then purchase APR.
  • Purchase APR: 12.99% - 21.99% Variable, depending on credit history.
  • Balance Transfer Fee: Balance transfer fee is $5 or 3% of the amount of each transfer, whichever is greater.


Apply for a Blue Cash Preferred® Card from American Express

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

 
Card Details:

Purchase APR:0% for 15 months, then 12.99%-21.99% Variable
Features:6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. 100 Reward Dollars intro bonus.
Annual Fee :$75
Credit Needed:Excellent

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