Blue Cash Everyday® Card from American Express Blue Cash Everyday<sup>®</sup> Card from American Express
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Blue Cash Everyday® Card from American Express Review

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Rating:
Bottom Line:
$100 bonus; Solid all-around cash back card. Terms apply.

Full Review:
The Blue Cash Everyday® Card from American Express (a NextAdvisor advertiser) is a real cash-back money maker, earning users 3% cash back at U.S. supermarkets (on up to $6,000 in purchases annually, then 1%), 2% at U.S. gas stations and select U.S. department stores with no spend cap, and 1% on everything else. It also features a nice $100 cash back bonus after spending $1,000 in the first 3 months.

This card stands out from its competition by always offering 3% cash back at U.S. supermarkets (on up to $6,000 in purchases, after that 1%). You'll also earn 2% cash back at U.S. gas stations and select U.S. department stores like JCP, Sears, Nordstrom and Macy's, and all your other purchases will earn 1% cash back with no spending cap. All this, and there is a $100 cash back bonus after you spend $1,000 in the first 3 months you have the card. Or, if you're interested in a card that provides 6% back at U.S. supermarkets (up to $6K in purchases), and a $150 intro bonus, check out the Blue Cash Preferred from American Express.

This card will particularly appeal to anyone who spends a decent amount at supermarkets and gas stations. The fact that you earn this cash back automatically is particularly convenient, as some other cash back cards require you to sign up each quarter to receive additional cash back percentages.

If you're carrying a balance on another high-interest card, you can move it over to the Blue Cash Everyday® Card from American Express and enjoy an interest-free 12 months, which can save you a bunch of money. Note that there is a 3% balance transfer fee (or $5, whichever is greater), but it could be worth it - particularly if you're paying enough interest currently. To find out, use our free Balance Transfer Calculator which will do all the math for you and display how much you can save with each card. You can also utilize the 12-month 0% on purchases, not paying any interest for a full year on new purchases.

In addition you'll get great AmEx perks like roadside assistance, car rental insurance and travel accident insurance. Plus your purchases will be safeguarded by purchase protection, which covers theft and accidental damage to items bought with the card in the first 90 days, extended warranty which extends the warranty on your purchases for up to an additional year, and return protection, which if a merchant won't accept your return within 90 days may provide you a refund. You'll also enjoy exclusive access to ticket presales and cardmember-only events.

The Blue Cash Everyday® Card from American Express is a terrific combination of cash back rewards with $100 intro bonus and a 12-month 0% intro APR on balance transfers and purchases. Not to mention there is no annual fee. If you use a credit card frequently at supermarkets, gas stations and department stores, Blue Cash Everyday may be your best choice.

Highlights From American Express
  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.

Rewards
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Earn 3% cash back at U.S. supermarkets (excluding superstores and warehouse clubs) up to $6,000. After the first $6,000 of purchases in a calendar year users will earn 1% cash back.
  • Earn 2% at U.S. gas stations and U.S. department stores with no spending cap.
  • Earn 1% on all other eligible purchases with no spending cap.

Redeem Rewards
  • Redeem reward dollars for statement credits in increments of $25 whenever your total available reward dollar balance is $25 or more.

Fees and APR
  • Annual Fee: $0
  • Purchase APR: 0% on Purchases for 12 months, then 13.99%-24.99% Variable, based on creditworthiness.
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.99%-24.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.


Apply for a Blue Cash Everyday® Card from American Express

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Card Details

Features:Earn 3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores, 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos. Terms apply.
Purchase APR:0% on Purchases for 12 months, then 13.99%-24.99% Variable
Balance Transfer APR:0% on Balance Transfers for 12 months, then 13.99%-24.99% Variable
Annual Fee:$0
Credit Needed:Excellent, Good

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