American Express Premier Rewards Gold Card Review: Credit Card

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Rating:
Bottom Line:	High annual fee but includes unique Gold card benefits
Full Review:	The American Express Premier Rewards Gold Card offers cardholders a fantastic points rewards program. For an annual fee of $175.00, cardholders earn three points per dollar spent on airfare, two points per dollar spent on gas and groceries, and one point per dollar spent on all other purchases. Points are not awarded for balance transfers, cash advances or various fees and charges from American Express. You can also earn an extra 15,000 bonus points when you spend $30,000 in a calendar year. These points have no limit or expiration date. They can be redeemed for travel, entertainment, dining, or merchandise. The American Express Premier Rewards Gold Card grants cardholders a wide variety of additional benefits and services, including early access to preferred seating at sought-after events with the Gold Card Events program. You must pay off your American Express Premier Rewards Gold Card balance in full every month. If you do not, the late fee varies depending on the state, from zero to $35.00 or 2.99% of the delinquent balance. If you have good credit, are able to pay off your balance in full each month, and don't mind paying an annual fee in exchange for top of the line rewards and benefits, the American Express Premier Rewards Gold Card is perfect for you. Go to Site \| Compare to Other Credit Cards

Service Details:

APR:	N/A
Features:	Earn one point per dollar spent, plus bonus points for airfare, gas, and groceries; redeem points for travel, shopping and entertainment rewards
Annual Fee:	None for the first year; $175 per year thereafter
Credit Needed:	Excellent