Are the monthly fees per person or per family?
Posted by Caitlin on August 3rd, 2009
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Are the monthly fees you cite per person or per family? The reason I ask is that I was recently told by Equifax that I was paying one monthly rate for monitoring my credit and one monthly rate for monitoring my wife's credit. Why? Because some of our credit cards were in her name, some in my name. I said two charges were outrageous and stopped their service. But now I wonder, since everyone's prices are about the same, whether another company would be any cheaper. What is your advice?
A: Since the three credit bureaus maintain credit files on an individual basis and do not merge the credit files of married couples, it is typical for credit report monitoring services to charge per person. As a married couple, some of your accounts and information are likely to overlap, but much of your credit history will differ, as will your credit scores. And if an identity thief were to open a fraudulent account in either your or your wife's name, it would only appear on one credit report. In order to get a clear picture of your current credit health and detect new account fraud, we would recommend that you and your wife each sign up for a credit monitoring service. Our credit report monitoring comparison chart should make it easy to determine which service best meets your needs.
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How do we receive a list of retailers in the Citi Bonus Cash Centers?
Posted by Joe on April 9th, 2009
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: How do we receive a list of retailers in the Citi Bonus Cash Centers?
A: There are currently 574 retailers that provide special cash back bonuses as part of the Citi Bonus Cash Center. The full list of merchants as of April 9, 2009 is listed below. You can also see this list by visiting Citi's Bonus Cash Center online. You can also learn more about cash back credit cards from Citi and other credit card companies by visiting our cash back credit card reviews and comparison.
List of Citi Bonus Cash Center Merchants
1-800-CONTACTS 3%
1-800-FLOWERS.COM 8%
1-800-Petmeds.com 6%
1800PetSupplies 6%
6pm.com 2%
7 For All Mankind 2%
77kids 2%
A pea in the pod 4%
A&E 5%
Abebooks 2.5%
AC Lens 4%
Accor Hotels 1%
Ace Hardware 4%
Adidas 6% Read more »
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