LifeLock discountProtecting your identity and keeping an eye on your credit are tough jobs for one person to do on their own, which is why a membership with a reputable service that does both for you can be a huge asset. Not only do these services give you access to your credit reports and scores so you can see how your financial progress is going and spot any problems as soon as they arise, but they also do behind-the-scenes work analyzing websites, forums, databases and other places where your information might turn up if it’s being used for fraud (or at risk for being exploited). In the event you do become an identity theft victim, they also offer personalized one-on-one assistance with the reporting and restoration process, which can be a significant asset.

If you’re considering signing up for a top-rated identity theft protection service, but would like to save some money while you’re at it, you’re in luck. Right now, when you sign up through NextAdvisor, you can enjoy a 15% LifeLock discount. This is a limited-time offer which ends 8/31/17, so don’t miss your chance to lock in your discounted rate. As an added bonus, there’s a 30-day risk-free trial, so you can take advantage of the 15% discount but still get your money back if you aren’t satisfied. Read on to learn more about what LifeLock has to offer and see if it’s the right service for you.

How much does LifeLock cost?

There are three LifeLock plan tiers to choose from, including Standard, Advantage and Ultimate Plus. With the 15% discount, the cost for LifeLock Ultimate Plus is $23.36/month ($280.41/year) when you pay for a year upfront or $25.49/month if you choose the month-to-month payment option. The Advantage plan costs $16.99/month for a monthly subscription or $15.57/month ($186.91/year) for annual prepay, while the Standard plan is $8.49/month on a monthly basis and $7.78/month ($93.41/year) annually. Every plan includes the 30-day risk-free trial, so you can cancel anytime during the trial period if it’s not for you and still get your money back.

Although it is the most expensive option, we recommend LifeLock Ultimate Plus, as it provides the most thorough identity theft protection and credit report monitoring features of the three. The Advantage plan offers more identity theft protection features than the Standard plan, but unfortunately both plans only offer single-bureau credit monitoring. Successful credit monitoring keeps track of all three credit reports and scores, so we don’t advise this plan if you’re serious about keeping an eye on your credit.

How does LifeLock do when it comes to protecting your identity?

LifeLock is a veteran of the identity theft protection and credit monitoring game, and it shows. LifeLock Ultimate Plus monitors a ton of member information, including credit reports from all three credit bureaus, their name, SSN, driver’s license, address change, credit card and bank account activity, investment accounts, sex offender registry and court records. It also scans Internet black market websites to make sure your personal information is not being sold or traded to identity thieves. You can elect to receive alerts via email, phone call, SMS/text message or the mobile app. Other identity theft protection features include data breach alerts, which will inform you of any recent large-scale breaches you should be aware of, a $1 million guarantee and access to a certified resolution specialist in the event you become a victim of identity theft while a member of LifeLock and child identity theft monitoring through LifeLock Junior.

LifeLock Junior costs $5.09/month for a monthly plan or $4.67/month for an annual plan, and it can only be added to an adult membership. It monitors for your child’s information across a number of different sources, including applications for credit cards and utilities, public records and black market Internet websites. Children protected with LifeLock Junior are also eligible for the $1 million guarantee.

What about credit report monitoring?

As we mentioned, LifeLock Ultimate Plus provides access to your credit reports and scores from all three credit bureaus, which is important to ensure you don’t miss any problems, since most creditors report to only one bureau rather than all three. You’ll get access to your reports and scores upon signup, and then you’ll receive annual updates of them around the anniversary of your signup with the service. In addition, you will be able to receive monthly updates of your Equifax credit score. If you are looking for more in-depth credit report monitoring, including more regular updates of your credit reports and scores, you might find yourself disappointed with LifeLock Ultimate Plus. Our top-rated service, Identity Guard, offers similarly comprehensive identity theft protection features alongside quarterly updated credit reports and scores. It’s also somewhat cheaper than LifeLock — $16.99/month for an individual adult plan and just $24.99/month for a family plan — though there is no annual prepay option.

Is LifeLock the right service for you?

Ultimately, it depends on what you want from your identity theft protection service. Those wanting regular credit report access will be disappointed, but you will benefit from daily monitoring of your credit reports for potential problems and LifeLock Ultimate Plus offers some identity theft protection features that other services don’t — such as investment account protection — that can make it a great choice for single adults. With the 15% LifeLock discount and 30-day risk-free trial, now is a great time to try it out to see if this is the identity theft protection service for you.

Visit our identity theft protection services comparison page to see how LifeLock stacks up against the competition, and follow our identity theft blog for tips on protecting yourself.

Disclaimer: This content is not provided or commissioned by the companies referenced in this article. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by the companies mentioned. NextAdvisor.com may be compensated through advertiser affiliate programs.