If you frequent Hilton-branded hotels, including Hilton Hotel & Resorts, Embassy Suites by Hilton, Double Tree Hotels, Hampton by Hilton and more, we have some great news for you. The Citi Hilton HHonors Visa Signature Card (a NextAdvisor advertiser) just added a limited-time offer that can earn you a whopping 75,000 bonus points — that’s worth $328 in hotel stays! You can earn this limited-time bonus by spending $2,000 on purchases within the first 3 months of account opening. But that’s not all the Citi Hilton HHonors Visa Signature Card offers. Keep reading to get the lowdown on this card.
What does the Citi Hilton HHonors Visa Signature Card offer?
The Citi Hilton HHonors Visa Signature Card is a well-rounded credit card for anyone who is loyal to the Hilton hotel brand. That’s because in addition to the 75,000 bonus points you can get, the Citi Hilton HHonors Visa Signature Card earns 6 HHonors Bonus Points for every $1 spent at any participating hotel within the Hilton portfolio, 3 HHonors Bonus Points for every $1 spent on purchases at supermarkets, drugstores and gas stations and 2 HHonors Bonus Points for every $1 spent on all other purchases. When it’s time to redeem your rewards, you have a number of options, including redeeming for free nights at more than 3,600 hotels within the Hilton HHonors Portfolio, booking car rentals, transferring to Hilton HHonors participating airline partners and more. On top of that, you’ll pay no annual fee and get the benefits of the HHonors Silver status as long as you’re a cardholder. This status includes a 15% bonus on all the HHonors Base Points (note: these are points you earn through the Silver status program and are separate from the credit card points), every fifth night for free on Standard Room Reward stays of 5 nights or longer, late checkout, express checkout, upgraded rooms, complimentary in-room and lobby Internet access and more.
Are there any downsides?
Overall, the Citi Hilton HHonors Visa Signature Card is a well-rounded card, but there is one aspect of the card that may be less than appealing to some — the card’s redemption value is not very impressive. Our Travel Rewards Credit Card Analysis calculated a hotel redemption value of $1 per $100 spent and a flight redemption value of $0.46 per $100 spent, which places the card near the bottom of our analysis. Before we offer an alternative card with higher redemption value, it should be noted that those who exclusively stay at Hilton-branded hotels may still see the value in the perks they’d get with the Citi Hilton HHonors Visa Signature Card.
That said, if you don’t mind losing the Hilton hotel perks, the Chase Sapphire Preferred Card may be a better option. This card holds a hotel redemption value of $2.61 per $100 spent and a flight redemption value of $1.78 per $100 spent. In terms of rewards, the Chase Sapphire Preferred Card earns 2X points on travel and dining at restaurants worldwide and 1 point per $1 spent on all other purchases. Plus, when you spend $4,000 on purchases in the first 3 months from account opening, you’ll earn 50,000 bonus points — that’s worth $625 toward travel if you redeem through Chase Ultimate Rewards! When it’s time to redeem your rewards, you can either redeem them for travel through the Chase Ultimate Rewards portal and get 25% more value, or transfer your points to a leading airline or hotel loyalty program at a 1:1 value — this blog post explains how this transfer works. Points can also be redeemed for travel, merchandise, entertainment, dining or cash, but the redemption value is the strongest when they’re redeemed for travel. On top of no foreign transaction fees, you’ll get a $0 intro annual fee (after that, it’s $95/year).
Should you apply for the Citi Hilton HHonors Visa Signature Card?
If you’re a loyal Hilton customer and you want the perks of a Hilton credit card, now’s the perfect time to get the Citi Hilton HHonors Visa Signature Card, especially since you can take advantage of that stellar 75,000-point intro bonus. Read our Citi Hilton HHonors Visa Signature Card review to learn more about the card and apply online.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.