When it comes to choosing a travel rewards credit card, if you are a loyal customer of a specific airline, it can pay off to pick an airline-branded credit card which offers special perks and rewards when you fly with it. For fans of Southwest Airlines, the Southwest Rapid Rewards Plus Credit Card is a fantastic choice to have in your wallet when you take to the skies. Keep reading to learn about the perks of this credit card and decide if it’s right for you.
A great option for Southwest travelers
When it comes to earning rewards, cardholders can earn an unlimited number of points which don’t expire so long as their account is open. All Southwest and participating Rapid Rewards Hotel and Car rental partner purchases will earn 2 points per $1 spent, and you’ll earn 1 point per $1 spent on everything else. Plus, you can earn a whopping 50,000 bonus points — our Travel Rewards Credit Card Analysis values this bonus at $849 — by spending $2,000 on purchases in the first 3 months your account is open.
With a fairly high flight redemption value of $1.78 per $100 spent, the Southwest Rapid Rewards Plus Credit Card makes redeeming its rewards a breeze. There are no blackout dates or restrictions on seats when you redeem your points for travel on Southwest flights, and your first and second checked bags fly free. Have to change your travel plans? You won’t be charged any change fees! As an added bonus, to celebrate your card membership anniversary, you’ll receive an additional 3,000 bonus points each year!
Is this the right credit card for you?
It’s important to note that this credit card has an annual fee of $69/year and a 3% foreign transaction fee whenever you use it — those can add up fast — which is not everyone’s cup of tea. If you are looking for a travel rewards credit card with no annual or foreign transaction fees, the Discover it Miles – Unlimited 1.5x Rewards Card might be a better choice. This credit card earns an unlimited 1.5 miles per $1 spent on every purchase you make, and Discover will match all the rewards you’ve earned at the end of your first year as a cardholder — which means you’re essentially earning 3 miles on every purchase you make during the first year! Discover it Miles – Unlimited 1.5x Rewards Card also has a solid combined flight and hotel redemption value of $1.50 for every $100 spent and offers a 14-month 0% intro APR on purchases, something the Southwest Rapid Rewards Plus Credit Card lacks. It’s also important to keep in mind that since the Southwest Rapid Rewards Plus Credit Card is specific to Southwest Airlines, it’s not ideal for those who aren’t frequent fliers with the airline.
Visit our Southwest Rapid Rewards Plus Credit Card review to learn more and apply online, and check out our Travel Rewards Credit Card Analysis to compare this credit card to other credit cards like it.
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