Q: My spouse and I share all the same bank accounts and credit cards, so I don't feel those need additional monitoring. Would I be able to sign my spouse up for Identity Guard's kID Sure? 

A: No, you will not be able to sign your spouse up with Identity Guard's kID Sure program because your spouse does not meet the requirements for the kID Sure program. These requirements are that the children you sign up must be under the age of 18 and you must be their legal guardian.

Even though you and your spouse share the same bank accounts and credit cards, it's still important that you both have your own protection or a family plan — which Identity Guard doesn't offer — because you both won't get the protection under one membership. For example, if only you decide to sign up for the protection then, even though both of your financial accounts will be protected, only your social security number be protected. If your spouse has their identity stolen then your identity theft protection service won't be able to assist your spouse through the restoration because the membership is under your social security number. This blog explains why couples with joint accounts can't share one identity theft protection membership.

As our top-rated identity theft protection service, Identity Guard offers solid identity theft protection. It actively monitors your 3-bureau credit report, credit cards, public records, social security number, applications and even offers Zone Alarm Internet security software for only $14.99/month per adult with a 30-day free trial. Identity Guard also offers its kID Sure program, which monitors your child's information on criminal records, DMV records, utilities records, as well as scans for social security number exposure on the Internet black market for only $5/month per child.

If you're looking for an identity theft protection service that offers a family plan, we'd recommend that you check out our other top-rated identity theft protection, TrustedID, which offers a family plan that protects an unlimited number of people living at the same address for $18/month paid annually or $25.19/month paid monthly. TrustedID also offers a 14-day free trial, which allows you to test the service before making a financial commitment.

Check out our identity theft compare page to see which service will be the best for you and your spouse.

Credit Report Monitoring, id theft questions, Identity Guard, Identity Guard kIDSure, Identity Theft Protection, Reader Questions