Q: What credit cards have a 0% intro rate on purchases and balance transfers with NO balance transfer fee?
A: The Slate® from Chase card offers both a 15-month, 0% introductory rate on purchases and balance transfers AND no balance transfer fee. This combination of features makes it our top-rated balance transfer credit card. The 15-month 0% intro is perfect for anyone who wants to consolidate balances from a higher interest rate card onto this card, as well of for those who just want to pay 0% APR on holiday purchases. The only caveat to the no balance transfer fee is that the transfers need to happen during the first 60 days your account is open, which shouldn’t be an issue for most cardholders. Slate also includes Blueprint®, a free tool that helps you manage your card balance, everyday spending and larger purchases based on your needs and financial goals.
Although other credit cards charge a balance transfer fee, sometimes a card with a balance transfer fee might save you more money. To find out which balance transfer credit card will save you the most money, check out our Balance Transfer Calculator. After you enter your balance transfer amount, monthly payment and credit level it will quickly determine the cards best for your specific criteria. Or you can take a look at all of our reviews for Balance Transfer Credit Cards and find the best match for your needs.