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Does the Citi Simplicity Card 0% APR Apply to One Purchase or Multiple Purchases?
Posted by Tasha Lockyer
Q: Does the Citi Simplicity Card 0% intro APR apply to one purchase or multiple purchases? We are starting a business and need some assistance with building supplies and equipment, so if several purchases are made would they qualify for the 18-month 0%APR?
A: The Citi Simplicity® Card features a very generous 18-month, 0% introductory APR for both purchases and balance transfers. You can buy as many items as you want on the card during this 18 month period (within your credit limit), and they will all qualify for the 0% APR. That means you can purchase your building supplies and whatever else you need and for 18 months from the date of account opening you'll pay no interest. The 18-month 0% APR also applies to balance transfers, so you can consolidate balances from high-interest credit cards onto this card and save money.
Citi Simplicity is our top-rated Low-APR card because of it's lengthy 0% APR period and low ongoing APR as well as no late fees and no annual fee. We think it's a great fit for those who are looking for a 0% APR card, and with the holiday season coming up the no interest period will definitely come in handy.
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November 12th, 2012 at 7:44 am
Why don't you add 'balance trasfer fee' column (3% here for citibank simplicity) in comparison?